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Debtconsolidationcare.com - the USA consumer forum

Collectors Calling my Parents

Date: Tue, 04/28/2009 - 01:32

Submitted by anonymous
on Tue, 04/28/2009 - 01:32

Posts: 202330 Credits: [Donate]

Total Replies: 35


Hi,
I live in a studio next to my parents home. when I moved from another state back to my home town, i didn't have a phone set up so i used my parents home number. Once I got my own phone set up I made the mistake of not changing the number on my accounts, so now that i am past due on many of my cc accounts, creditors and collectors are calling my parents home and they are asking me to tell creditors to stop calling their number. The problem is that now I don't have my own cell phone or home phone number because I simply cannot afford it anymore. This is the only way they can get in touch with me but it is upsetting my parents. Is there a way that I can get these creditors/collectors to stop calling my parents phone even if its the only way to get in touch with me by phone? Shall I tell them to correspond with me via postal mail or email? What can I do?


Hi Romelyndiaz
I don't think that they will stop calling your parents because they have no other alternative number to call you for the debt. Your parents can however file a complain against them with the Federal Trade Commission if they are harassing them. You can however, inform the creditors by certified mail that your address has changed and they may contact you at the new address.


lrhall41

Submitted by on Tue, 04/28/2009 - 02:26

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Romelyn.diaz, all you have to do is send a Cease & Desist letter to the agencies (via certified mail with return receipt requested) telling them to stop calling.

The other reply seemed to imply that you're required to have a telephone number so creditors can call you. Uh, no. You do not have to speak with them on the telephone at all.

Find the form letter for Cease & Desist at this site and send out the letters. If they call your parents after receipt, they are breaking the law. This may not stop all calls, but it will cut them down dramatically.

Good luck.[/quote]


lrhall41

Submitted by on Wed, 04/29/2009 - 09:22

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bottom feeding idiots have no brains.

they keep trying to reach girlfriend on the phone. not a good idea..

they keep calling house phone, in parents name.. I fill out the do not call form for them.

they call on my cellphone, burning up my minutes.. Whoops.. another do not call complaint, *I* do not hae a business relationship with you either.

My cellphone that I allow her to use, is for her convenience, NOT yours.

get a life, you idiot bottom feeders.. cut the calling, hanging up, and auto messages that by the time the outgoing message plays on voicemail, all we have is the last 4 numbers.. and since you are cute, and your number shows up as unknown, maybe thats why your callback percentage is in the toilet, and people hate you


lrhall41

Submitted by betrtimes on Sun, 05/03/2009 - 01:59

( Posts: 2 | Credits: )


If you owe money they are going to call you. Stop making your parents suffer and give them your info to get a hold of you instead of them. THX for ruining my country btw[samebox:758fbbd1a4="paulmergel"]looks like a humanoid registered.behave or else.[/samebox:758fbbd1a4]


lrhall41

Submitted by Brickface84 on Sun, 05/03/2009 - 07:54

( Posts: 17 | Credits: )


disregard the post above me..its rude and uncalled for..anyway send a collection agency cease &desist letter specifically stating all communication MUST be done in writing and that you no longer permit any phone calls. that should take care of em..just remember, sometimes a c&d letter is followed by a summons, debtor beware. not always but sometimes..is your debt w/in sol for suit in your state?


lrhall41

Submitted by on Sun, 05/03/2009 - 08:43

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yes i'm sure it was a contributing factor, however it is not the only factor in this failing system and to put all this on one person is aweful..shame on you..as for the big companies going bankrupt, hence they brought alot of it on themselves..alot of bad bussiness decisions, ceos making how much$, i'm not saying not paying your debts is good-but i am also not saying its ok to treat one of our guests in this forum that way either..uncalled for...


lrhall41

Submitted by on Sun, 05/03/2009 - 13:42

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I simply referred to the man saying that he owes money and they keep calling his parents. Then i said to stop causing his parents pain try telling the collector that he dont live there and here is his actual number. Dont come and complain that some one is calling your parents, fix it! I never treated anyone bad or said anything vulgar. I simply said the truth. If the truth is illegal in this forum i will take my thought to a more grownup one. One where people accept the truth and dont run from it and get mad at it.


lrhall41

Submitted by Brickface84 on Sun, 05/03/2009 - 13:49

( Posts: 17 | Credits: )


your presence is noted.continue and you will be dealt with brickface.


lrhall41

Submitted by paulmergel on Sun, 05/03/2009 - 14:52

( Posts: 15514 | Credits: )


Brickface -

if you are here to help others, please do so without going on the attack. It serves no purpose other than to alienate those around you who would help YOU, just as we have others, in your time of need.

We try to work together here to help others - not tear them down. If you can't help others without insulting them, then we truly don't need your help here.


lrhall41

Submitted by SUEBEEHONEY70 on Sun, 05/03/2009 - 15:31

( Posts: 4583 | Credits: )


howz about me starting to delete you on site.i can do that bottomfeeder.


lrhall41

Submitted by paulmergel on Sun, 05/03/2009 - 18:41

( Posts: 15514 | Credits: )


I think all sides should be allowed to post without being deleted unless it is spam and fairy godess Paul should not be in charge of deleting anything===and by the way I am not a collector!!! I just want the boards to reflect all views and then people with common sense can determine who to believe and disbelieve==this site has many problems letting the mods take over and delete and control and why they lost so many members I think[samebox:bc5d699309="paulmergel"]sorry,but if you violate the TOS rules which brickface has done repeatedly.you get deleted.look them up before judging anybody guest.[/samebox:bc5d699309]


lrhall41

Submitted by on Sun, 05/03/2009 - 19:58

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"Unfortantely this collector and not contributing anything constructive. His views are very slanted and he really doesnt know what he speaks off. "

I agree but people on this site have more than the tin mans brains and can use their own judgement instead of relying on the "clicky" mods opinions==often the new member has a masters degree cojpared to high school education that the "mod" posts SUPREME KNOWLEDGE and removes anything that disagrees with them or their "click" of friends==the real problem with this site=nothing should be removed=all members whould see all posts and themselves judge the validity of statements=reason why so many good knowledgeble mods left=because of bad mods creating too much drama=no posts should be removed=let all who enter read everything right or wrong and let them be the judge not the "takes it in the rear" "OOOH I'M GONNA DELETE YOUR POSTS--what if every post the mod deleted were the only factual ones? I say don'y let the mods delete anything and then this site will regain it's integrity!


lrhall41

Submitted by on Sun, 05/03/2009 - 22:36

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I disagree. It often happens that someone comes here in sincerity with a serious question and some mentally deficient high school shouting match takes place. People are looking for solid answers, if they wanted 1000 scattered opinions they would just Google......

And the Mods become Mods because of the accuracy of their answers, which proves their knowledge. If you think you can be a better Mod, then sign up, answer posts, and if your responses are helpful you may get to be a Mod too.

I personally feel that there should be Moderation of Guest posts (all Pending until approved) just like most discussion groups out there that have something serious and helpful to offer and do not wish to be reduced to a pathetic flame board......


lrhall41

Submitted by Chrys Henderson on Sun, 05/03/2009 - 23:37

( Posts: 2538 | Credits: )


PUH-LEEZE!!!! (ABOVEdebt collector me thinks heh-heh!)

YOUR STATEMENT OF QUOTE---"I personally feel that there should be Moderation of Guest posts " YOu are wrong..I personally think--the new guests are the ones who will make this site money that they are here for and post their honest opinions in my opinion!!!!....this is my opinion----


I FEEL THERE SHOULD BE A MODERATION OF NOTHING---THE MODS SHOULD NOT BE ==THE WHAT I WOULD REFER TO AS THE "HITLER'S" HERE ==SORRY IN A TRUE FORUM NOTHING IS ERASED OR REMOVED ALL SIDES ARE READ AND ALL OPINIONS ARE FORMED

YOUR POST OF QUOTE "And the Mods become Mods because of the accuracy of their answers,"

I thought the mods became mods after the number of posts here which had absolutely NOTHING!!!! to do with the accuracy of their posts??? but after their posts reached a certain number????????am I wrong? SORRY!!!! My Bad if I missed something revelant here ????


lrhall41

Submitted by on Mon, 05/04/2009 - 00:08

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Your opinion is duly noted.

However, when 12 year olds with too much time on their hands come up in here WITH ALL CAPS and insulting the regulars and plain acting like brats, from a business sense I do not feel that inclusion of such is warranted. Someone in SERIOUS need of debt help will not subject themselves to such petulant nonsense, they get enough of that from collection agencies, PDLs, junk debt buyers, and scam artists.

Regulars leave because they are sick and tired of being jumped all over for what amounts to a typo or a mistake (which we ALL make) and quickly become less willing to post and then they drift away with a bad taste in their mouths... So how does that help the site, again?

Having an honest question be subject to "the hobgoblin of little minds" for 3 pages of thread helps no one, least of all the person who came here seeking help and advice (not to mention the Forum itself). And trouncing out the ol' "Hitler" insult is extremely juvenile and completely unwarranted.

The number of posts is the HOF. Moderators are invited. Heck, I WORK HERE and I am not a Mod. Lucky for you - now you and your ilk get to spew your vitriol like a de-evolved rabid primate while those with serious questions and need of assistance flee to another Forum. Congratulations debt collector (oh please :roll: ) for continuing to make the internet into a grand bizarre cesspool. Or should I say Brad? :wink: You'd just love to see this Forum devolve into a shell of it's glory, wouldn't you?

This isn't a mosh pit for you to attempt to make yourself feel important, it is a forum dedicated to helping people get out of the black hole of debt. Take that lowbrow behavior to Yahoo chat or usenet where it belongs.

And it's "clique", by the way.

And it is most uncouth manners to walk up to someone's house and tell them how they should run things. And besides, your "opinions" that you are spouting off here are pretty much the same as any junk debt bottomfeeder so people have heard it already so no need to chase them here and fill them in...

Have a nice day... :P


lrhall41

Submitted by Chrys Henderson on Mon, 05/04/2009 - 02:18

( Posts: 2538 | Credits: )


And it's "clique", by the way.

I agree so many before you worked so hard to be honest and offer their life experiences--and LATER left because the "clique" you belong to was not the one they chose to be affilliated with!!!!!! New people who find the site get attacked from the mods...posters who have posted several posts get attacked from the "clique" of mods ganging up on them....no post should get removed whether right opr wrong,,never never!!!!


lrhall41

Submitted by on Mon, 05/04/2009 - 03:22

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I agree Chrys, their rantings serves no purpose or help to this thread. If brickface, guest, or whomever wants to vent about this forum then they can do it elsewhere.

People who visit here need help, they do not need to be attacked by negative comments and beaten down even further. That is what I saw in previous comments by this poster. Truth is truth, but at the same time people who come here know they are in debt. That is why this is a "get out of debt" community, not beat people up. Like you stated they get that elswhere.

This is why I suggested the Mods to lock the thread down earlier. Nothing will come of this and no one will be helped at this rate. Just my two cents.


lrhall41

Submitted by Cool_Abyss on Mon, 05/04/2009 - 03:44

( Posts: 2936 | Credits: )


Only the enemies of the site will be served by standing by whilst allowing this hijacker to rant on and on... He must've missed his meds the last couple of days....

It's not just this thread, that is why I said something. Numerous threads by what I believe to be the same person have been posted on a number of threads, attacking our regulars and our moderators, and even the unmitigated gall of attacking our honest and decent Guests who come here with legitimate questions expecting a rational response!


lrhall41

Submitted by Chrys Henderson on Mon, 05/04/2009 - 03:59

( Posts: 2538 | Credits: )