DOFD what is it???
Date: Tue, 04/28/2009 - 05:55
Can anyone please explain from what date does the 7 year time closck start for neg account to drop off my credit report? is is the last time you were late? what happens if your late here and there, when does 7 years start? How does charge offs figure into this date? Does each cra utilize a different date or is it all the same? How do deletion dates of collection agency(jdb) figure into this? Or can we all just make it up..LOL..
It is 7-7.5 years from the DOFD that it should drop off. All bad
It is 7-7.5 years from the DOFD that it should drop off. All bad debts and cra's are the same.