ag filing

It might not be an immediate help but I assume that they gather complaints and when there is enough to make a case they go investigate the company and take them to court if necessary.

pretty much how FYI described.except the AG'S will work with fewer complaints,and might act right away if the place in question is in their state.example:first shore credit called about 1 1/2 yrs ago.they are in IL.i am in IL.ms.madigan took care of this pretty quick.the FTC there has to be alot of complaints.it took about three years to get heathmill the overseas pdl parent co.

CA's are often forwarded copies of AG complains and they are expected to respond.

so do they actually investigate each item or do they scanned for the most probable ones to look at? How long does it take for any results from complaint?

What is your complaint about? If it is has no evidence or no merit, you may not hear anything.

its about a default judgement against me for my husband premarital med debt. tried motion to vacate..court is unable to reopen case due to its age(2 yrs ago)..so i wrote ag and got a email response and wondered if it was legit...meaning they may do something..

the med debt was incurred before we were even dating, but i still was sued..since then the debt has been paid but that won't get it off cr..although, tu took it off mine when i disputed earlier this year and it has not came back yet..

Paul First shore called you too? They've been calling me off/on for a few weeks. I FINALLy got a number out of them to google. Do you know what they collect on?[samebox:2a64fbfa4d="paulmergel"]they are a bottomfeeder that focuses on ipdl debt.[/samebox:2a64fbfa4d]

I would contact your state's AG office by phone and ask to speak with someone regarding your complaint. In a case like yours, I wouldnt let them wait until they get more complaints, I would request that they step in now, because a major violation has taken place. I would also file a complaint with the FTC as soon as possible, they should be quite interested in this matter.

in response i have just reported this with both my ag and ftc..so what will happen now? am i just stuck with this thing for 7 years? anything?

How is it showing up on your credit report? Even if you paid it, it is not going to disappear until 7 years (if paid - or more, depending on your state, if not) after the judgment was issued. So it is important to know how it is notated.

its showing that is owes a balance and does not indicate it was paid at all..

So you paid the judgment? Do you have the satisfaction (stating it is paid and closed) letter? If so, send a copy of that with your dispute to the CRAs. If not, contact the court. You may have to come up with copies of receipts showing that you paid. Get that letter, you need it.

"Creditors/collection agencies seem to do what they want "

BEST BET IS TO KEEP SENDING LETTERS OF COMPLAINT TO THE FCC AND YOUR STATE ATTORNEY GENERAL..CALL LOCAL CONGRESSMEN FILE VERBAL COMPLAINT ETC....NOTHIG IS DONE UNLESS ENOUGH VBALID COMP;AINTS ARE REGISTERED!!!!!!!!!!

Actually it says what they do right there on the complaint website. "Your complaints can help us detect patterns of wrong-doing, and lead to investigations and prosecutions. The FTC enters all complaints it receives into Consumer Sentinel, a secure online database that is used by thousands of civil and criminal law enforcement authorities worldwide. The FTC does not resolve individual consumer complaints."

If enough of a pattern appears, the FTC may step in and request the Dept. of Justice to allow them to sue, but generally the FDCPA is designed to be utilized by Consumers - i.e. SUE THEM!