payday loans, florida
Date: Wed, 04/29/2009 - 07:12
Also are internet loans legal in FLorida?
Here is what you posted before. Quote:I HAVE GONE INTO FINANC
Here is what you posted before.
Quote:
I HAVE GONE INTO FINANCIAL TROUBLE WITH THESE PAYDAY LOANS AND HOPE NO ONE ELSE EVERY DOES IT. I LIVE IN FLORIDA, DON'T KNOW WHICH ARE LEGAL AND WHICH ARE NOT. INSTANTCASHUSA - $400 KINSTON FINANCIAL 200 ONE CLICKCASH 385 PARAGON 300 PACK 300 ACE CASH - 300 LOAN SHOP TIMH -300 LOAN SHOP OVERLAN - 200 POINTPOINTUSA 500 HIGH COUNTRY 300 LITTKLE LOAN SHOPPE 300 AMERILOAN 400 ADVANCE 300 LOAN CENTER 300 MAGNUM 800 ALSO CREDIT PROTECTION DEPOT 510 JUST GOT INTO GETTING ONE TO PAY THE OTHERS. THIS IS NOT THE WAY TO DO IT. I WILL NEVER DO THIS AGAIN. HOW CAN I GET HELP. ALSO WAS CONTACTED BY PDL ASSISTANCE, THEY HELP PAYING OFF THESE INTERNET LOANS AT 35%, ARE THEY LEGIT ALSO. I DO NED HELP |
First PDL are legal in Florida but they need to be licensed.
First PDL are legal in Florida but they need to be licensed.
Let me look at the list and try and determine which ones are legal and which ones are not.
THAT WOULD BE A HELP. ALSO CAN YOU TELL ME IF PDL ASISTANCE IS
THAT WOULD BE A HELP. ALSO CAN YOU TELL ME IF PDL ASISTANCE IS A LEGIT COMPANY. THEY SAY THEY CAN PA OFF THESE DEBTS AT 35%.
I think PointPoint is really loanpointusa IPDLs are covered by
I think PointPoint is really loanpointusa
IPDLs are covered by section 516 of the Florida Consumer Financial Act which puts an 18 percent cap on the loand with no rollovers. It also requires licensing regardless of georaphic location make make the loans of non licensed companies non collectible! I have never heard of PDL assistance! If they ask for money up front run!
INSTANTCASHUSA - illegal KINSTON FINANCIAL - illegal ONE CLICK
INSTANTCASHUSA - illegal
KINSTON FINANCIAL - illegal
ONE CLICKCASH - illegal
PARAGON 300 - illegal
PACK 300 - illegal
ACE CASH - There is an Ace Cash Express on the database
LOAN SHOP TIMH -illegal
LOAN SHOP OVERLAN - illegal
LOANPOINTUSA - illegal
HIGH COUNTRY - illegal
LITTLE LOAN SHOPPE - illegal
AMERILOAN - illegal
ADVANCE 300 -
LOAN CENTER 300
MAGNUM - illegal
CREDIT PROTECTION DEPOT - illegal
My advice is to close your account ASAP. That is a lot of illegal lenders.
I HAVE CLOSED THE ACCOUNT A COUPLE OF WEEKS AGO..THEY JUST KEEP
I HAVE CLOSED THE ACCOUNT A COUPLE OF WEEKS AGO..THEY JUST KEEP CALLING AND THREATENING ME. I HAVE HIRED PDL ASSISTANCE, DO YOU OR ANYONE ELSE KNOW IF IT IS A LEGITIMATE COMPANY
You can put the name of the company in the search box above and
You can put the name of the company in the search box above and you will be able to read about people's experience with them.
They are legit but they have complaints and they also got in som
They are legit but they have complaints and they also got in some trouble in CO.
You can do these on your own.
The one problem with PDL consolidation is that many of the illegal lenders won't work with the companies or if they do they want more than you legally owe.
For illegal loans you only owe what you borrowed.
HOW DO YOU FIND OUT IF THEY ARE LICENSED IN FLORIDA, EVEN IF THE
HOW DO YOU FIND OUT IF THEY ARE LICENSED IN FLORIDA, EVEN IF THEY ARE ILLEGAL, ANYONE KNOW ABOUT 500 CASH, OR LITTLE LOAN SHOP
Quote:HOW DO YOU FIND OUT IF THEY ARE LICENSED IN FLORIDA, EVEN
Quote:
HOW DO YOU FIND OUT IF THEY ARE LICENSED IN FLORIDA, EVEN IF THEY ARE ILLEGAL, ANYONE KNOW ABOUT 500 CASH, OR LITTLE LOAN SHOP |
Both of those PDLs are Illegal in Florida. The Little Loan Shoppe is licensed in Utah but not licensed in FL.
To verify you can check with your state's Dept. of Financial Institutions.
PDL Assistance
I don't know alot about them but they may be associated with an actual pay day lender. One of my pdl's is from a company named PDL Loan & one of the documents said we offer PDL consolidation & to ask about it. I would steer clear of using one of those companies. I first thought of doing that but with help from this website, especially Frogpatch & KC I have started through the process myself & there is a much stronger sense of accomplishment & empowerment by doing this yourself rather than shelling out a whole lot more money for someone that is suppose to get you out it. Just my thoughts...
pdl ASSISTANCE NOT WORTH IT
I was in the same boat as you and found out about PDL Assistance. I had 10 payday loans out at once and was going in more debt then before. I did my research on PDL Assistance and you have to read the fine print. You will pay out more to them if you go thru them instead of yourself. I ended up closing my account and then calling each lender and making payment arrangements that I could afford. I did everything thru moneygrams or western union. Most of the companys did a settlement with me just to get the loan paid off.
PDL Assistance you have to pay them about $700 before they even start talking to your lenders. So I wouldn't recommend them at all. I hope that helps you out.
pdl ASSISTANCE NOT WORTH IT
I was in the same boat as you and found out about PDL Assistance. I had 10 payday loans out at once and was going in more debt then before. I did my research on PDL Assistance and you have to read the fine print. You will pay out more to them if you go thru them instead of yourself. I ended up closing my account and then calling each lender and making payment arrangements that I could afford. I did everything thru moneygrams or western union. Most of the companys did a settlement with me just to get the loan paid off.
PDL Assistance you have to pay them about $700 before they even start talking to your lenders. So I wouldn't recommend them at all. I hope that helps you out.