NSF payday loans

First what is the name of the PDL company and what state are you in? Also if they are internet loans or storefronts.

Second, do you intend on including all the loans in BK?

All of my PDL's are internet and I live in Florida:

The two that just would have just been notified of NSF are:
500FastCash
USFastCash

The ones that will also go NSF before my BK petition is filed in a couple weeks are
Discount Advances
Zip 19.com

500fastcash - Illegal lender
USfastcash - Illegal lender
Zip19 - Illegal lender

I am not sure about Discount Advance. But I think all internet loans are Illegal in FL period. To verify check with your Dept of Financial Institutions of your state. You can google them.

The lenders I listed as ILLEGAL are not licensed to lend in your state. Therfore their will be little recourse they can take. I suggest you close your bank account because these IPDLs will continue to take from it and put your account further in the red :(

You can list them all in your BK. I would notify them that you are filing BK. Once they know they may attempt to debit your account for he full amount of the loans. I suggest putting your account on "deposit only" status to stop any further NSF charges untill you get the overdrawn balance cleared up.

Thanks for your help. I am so scared, nervous, and depressed. I appreciate your support.