m1yDirect sent my account off for collection...
Date: Fri, 12/23/2005 - 07:33
Last summer I foolishly took out a few payday loans and got way in over my head. One of the companies I took a loan from was apparently m1ymarketing. The original loan amount was for $300.
After encountering trouble repaying the loans I closed my bank account and set about trying to slowly repay the loans one at a time, knowing that some of the would be going to collections. Eventually m1y sent my account off to a collection agency (name forgotten) and I worked out payment arrangements with them over a 3 month period. I made the first payment, but then hardship caused me to miss the next couple payments and the account was then acquired by one of the multiple Ellis Crosby aliases, who called demanding I pay $749 immediately OR ELSE!!! Thanks to this forum I knew exactly how to deal with Ellis Crosby. I contacted the Florida Attorney General and then informed Ellis Crosby of this.
So, this morning I get a phone call from a California number (714-243-5226) from a man claiming to work for Jacoby and Meyer (he had a terrible british accent), and that he represented the United Federal Bank on 2 charges against me, one of which is the ever so common threat of Check Fraud. After he went through his speech about how I was being charged, I finally got to ask him who he was trying to collect for and he responded "m1y direct." Excellent, this means Ellis Crosby no longer has the account. I first asked this guy for a validation of the debt, and he refused. I then asked for m1y's contact information because I would like to speak to them directly. He refused and said m1y is not in the business of allowing contact with those who defraud them. After further questioning, he revealed his name as Jack Smith , and his employer as Jacoby and Meyers. The return number he gave me is 1-800-830-5927. He refused to give me a mailing address.
So, basically what I need to know is
1) How to contact m1ydirect. I can't find a website, phone number, or mailing address for this company.
2) Who are these Jacoby and Meyers people? They aren't the personal injury attorneys with the same n ame. This guy never identified himself as an attorney. Instead he did the usual official sounding speech about how he "represented" so and so, basically the same bs as Ellis Crosby, but without the rudeness.
3) I really want to make good on this debt, but I want to do so in a manner that covers my own rear. I absolutely refuse to pay any money without written validation of the debt, but nobody wants to give that to me. I have the means to pay this debt right now, but I think that I've already paid about half of it, and I am also concerned that any payment I make will not credit to my account properly. I'm concerned this is going to go to claims court and then I'll be hit with even more of a financial penalty. It seems to me that in the worst case scenario I get hit with a judgement for a couple grand, but I'd like to avoid that.
Thanks
ive been getting phone calls from the same number but when i ask
ive been getting phone calls from the same number but when i asked who they are they said they work for united processing visa. i said i dont have a loan with united processing visa. they said well the payday loan was with vz funding. i then said i never had a payday loan with vz funding ( allthough i have had pay day loans with other companies) so to that they replied oh well that company keeps changing names in order to get more customers. they threatned legal action. when i wouldnt pay . i asked for validation of the loan and they outright refused. so actually all they did was to threaten me with police comming to my place of employement and home! i said i cant do anything without validation , send me a letter a bill or something in the mail and i cant believe these people just right out refused to do anything .
Most of the pdls have several dbas.Tell them "Oh well my a**!" I
Most of the pdls have several dbas.Tell them "Oh well my a**!" It does matter they have to tell you who they are collecting for, and the simple fact that they keep changing their names to get more customers sounds to me that they know they are doing something illegal or they wouldn't have to keep changing their names in an attempt to evade authorities, tell them that. And tell them your bags are packed, your ready, and could they please tell you where to turn yourself in because you don't want to waste tax payers money by sending the police (which we all know is a lie, and an illegal threat) Find the pdl laws for your state on this site, find all the contact info. on all of your pdls, then use the template letter on this site and insert your state laws into it along with the info. for each account. Demand that your accounts be marked paid in full. These people aren't licensed to conduct business in majority of the states, and don't fall for the "You agreed to abide by our state laws" Cause that doesn't hold any truth and can NOT be enforced. You send that via e-mail, fax, and mail to these idiots. Also file a complaint with your state's AG office (most have sites where you can do the complaint on line, let the AG's office know your situation and that these pdls are not licensed to operate in your state and yet they are conducting business. Let these pdls know about the complaint to the AG's office in your letter.
B&L Marketing
In despiration I took a 300 pd loan from B&L Mktg. in July. Since then, they have been taking 90/2wks $540 from my check. Had no way of contacting them so I placed a stop payment on my account. Today I received a call stating that I owe $775 and it must be paid today or I will be sent to court.
HELP!
Hi, I am trying to get this same company to stop taking the cash
Hi, I am trying to get this same company to stop taking the cash from my account. I got a loan for $200 a year ago and they have been taking $45 a month out for a year now. I contacted my bank and they gave me this # to call 1-913-266-9000. I hope this helps and I wish someone would give me some advice on how to end this. Thanks
Go to your bank and do a stop payment for this company. You wil
Go to your bank and do a stop payment for this company. You will have to pay a stop payment fee, but they will not be able to take money from your account afterwards. I wasn't aware you could do this for automatic withdrawals until I ask my bank how to get them from stop taking money from my account.
I have been getting emails from a Sharon Williams from Wesbury V
I have been getting emails from a Sharon Williams from Wesbury Ventures/Broadmore Ventures and it has like several other names on it. I have asked her repeatedly to send me something via mail to validate the loan who the loan was with and payments that have been made. She told me to stop stalling ant that they have enough evidence against me to take further action. I know that this is there threat to get me to pay. But am I wrong for requesting this information from them. I want to know who there trying to collect for and they wont tell me. I believe it might be for B & L Marketing but she is not willing to send me anything. Any suggestions would be greatly appreciated.
guyincalifornia.. would like to PM you for information in CA but
guyincalifornia.. would like to PM you for information in CA but you are a guest.. Could you PM me so i can ask questions about filing with the AG.. i seem to be getting the run around and i have a internet loan that has charged a lot in rollover fees..
thanks
Judy
Loan out with M1Y
I have a loan out as we speak...i dont even
want to know how much interest i paid,
but its alot. I originally took out 300, the first time it came due they immediately charged 90
dollars in interest whic was taken out
the next paydate. Because i have had
really hard times lately, i only paid
twice on principle, but the intereste i
had to pay for each was 60, because it went
down only 30 dollars for every time you pay
on the principle. Ok, so now the interest
has been 30 dollars per pay period and i have
yet to pay that last 100 towards the principle
for various reasons. I really shudder
to think hgow much i have paid into that
damn company. 30 dont seem like a lot unti;
you see how many times they took that 30
dollars in interest out of pay, because
i have not paid down the amount.
catluvr
CMG Group
I was just contacted today by Frank Miller who was so-called representing me against my loan with CMG. He was very rude and threatening to me. My loan was $200 and I was told to pay $545 immediately or there would be charges against me. My loan payment was due to come out of my account and there was no legitimate company associated with the payment so I had it returned to the company. Turns out it was supposed to be my payment. They never once contacted me in two weeks until today when they gave me 1 hour to come up with the money or go to court. They are rude and I believe we should pursue actions against this company. I have contacted Better Business Bureau already on them. Good Luck!
I two have a loan with M1Y
I just called the number listed above to set up pay off of my loan. I have already made 3 months of $90 payments every two weeks. I am in MN do I have to payoff of the main balance? Have they illegally over charged me?
I am having the same exact problems as all of you. Can they real
I am having the same exact problems as all of you. Can they really file something with my county and have charges brought against me? Who can I contact to get this settled. They said the charges are just as if I passed a bad check and if I have other payday loans they will do the same thing to me. Can they leagally do that> I never received anything in the mail ever and like you all have stated no way of contacting them. Can someone please advise me where to go from here?
Midland Marketing?
I had a payday loan from midland Marketing and was called by people from this same number. They were SUPER rude and threatened me both on the phone, as well as via voicemail. Obviously, I'd prefer to handle this amicably, but with these people collecting, it does not seem possible.
Any contact info for Midland Marketing? I cannot seem to locate any online or in old emails from them.
Thank you!!
714-243-5226
Hello, I took out an internet loan with FTR Processing and lost my job and was unable to finish paying off my loan. I have tried to contact FTR directly with no success. Today I received another call from 714-243-5226 and a really rude man that changed his name each time we talked. He told me on the first call that if I did not give him $500 within an hour that I was going to be arrested and would have to go to jail and that I would have to get an attorney to get out of jail. Then he hung up on me. I called him back to ask him why he hung up on me and to try to resolve the matter. He again told me that If I did not pay him (now the price went up to $600) that I would go to jail and again he hung up on me but this time he spit in the phone and me and cursed me. I called him back and told him what I thought about the wasy he was acting and I told him that if he called me again that he would have to deal with my attorney. He called back later and the price is up to $750 now. I told him to fax me the paperwork so that I could see if he were legite or not. He says he will fax but assured me he is legitamate. So far I have not received the fax and I am not sending this rude A_ _ HOLE no money. I will be glad to pay the bill I owe. But I want to know for sure that the compnay I owe is who I am paying. Anyone else have this problem? Do you have any more suggestions I can do? Thanks. :evil:
These are common collection practices for PDL's. They try to sca
These are common collection practices for PDL's. They try to scare you into giving them an obscene amount of money and then 4 or 5 months later they call with the same threat to extort more money from you..How much did you originally take out from them and how much did they take out of your bank account for fees? What state are you in?
i received a phone call from a guy name frank miller he's no. is
i received a phone call from a guy name frank miller he's no. is 714-243-5226 and he said he's from united processing legal division and as usual he threaten me that i am getting sued by the pdl company called nevis marketing, i ask for debt validation but refuses to give to me and i asked for the address but refuse also... he said the call is recorded and it will be used against me... just like bass and associate he was telling me about arrest and an agent was supposed to be in my house today @5 eastern time... i have to hung up on him 'coz my lawyer is calling me also and my lawyer told me not to worry... but i just wanted to know if anybody knows any info about nevis marketing llc, i wanted to talk to them... thank you, your help will be much appreciated...
m1y direct not legal in some states
I received a call from my state rep in oregon this morning. As it turns out, m1y direct is not licensed to do loans to oregon residents.they are not licensed in the state of oregon, and have been caught in california for the same thing( the state of california put a stop to their loans in that state)no matter what state you are in, please make some phone calls to your state offices, find someone who will help, there are people who can check m1y's licensing or lack of, in your state.
If anyone, ay all, is an oregon resident, please get your complaint and any and all documentation and send it to-
Oregon department or consumer and business services
350 winter street, ne room 410
Salem, oregon 97301 attention: lonnie
We are in the same boat as you people. We just got a call from a
We are in the same boat as you people. We just got a call from a NASTY collections company and we were wondering if they ever put any teeth into the threats. We have gotten the number from the posts so we are (trying to) working with the company. Thanks for the help.
Me, again. I just looked at our bank account again and I don't s
Me, again. I just looked at our bank account again and I don't see any money that was actually deposited! I counted about 7 or maybe 8 withdrawals (@ 60.00 a pop), but I couldn't find any actual money given to us. What can we do?
miy Direct
They are doing this to me, I was contacted in the summer of 2006 to pay my debt & I did. In an hour. I was about to have a heart attack. Now another supoosedly legal firm is calling wants the money in an hour, threatened me with stolen funds(illegal in IN)& caling the CEO where I've worked 23 years. I am looking for the receipt where I paid it but this happened in the summer of 2006. I've tried M1Y direct & they gave me a # for yet another company. I asked for validation & all they sent was a letter saying I owed the money. Is that validation? These people appear to be crooks & are rude and nasty. They do not want to work out arrangements. They hang up on me. What in the world do I do?
Contacting B & L Marketing
I was actually in the same situation.. They have been taking money out of our account when the loan was already paid in full. I went round and round with the people at B & L they are not pleasent people but if you want to take a chance and talk to them to see if you can get your issues resolved the # 866.656.1136 and that is to B & L Marketing. I spoke with a guy by the name of Doug, which he tried to deny everything.
Payday loans
So far, I haven't had any success in reaching the B & L people. Here's a heads-up about another outfit to watch out for. It's called BIG Investments. Tthey'll give you a loan, all right, but they won't accept paydowns. Yopu either have to extend or pay off in full. Judging from the accents these people have, they're not operating from the U.S.
BIG is a recurring topic in this forum. Sorry you're having trou
BIG is a recurring topic in this forum. Sorry you're having trouble with them. If you search the site on "BIG, Int.", you should get loads of info on them.
Hello, its Mario!
Hello guys! Its me, mario!
I just want to say that your site is amazing!
Good luck!
Nice being a member here
Hey All, it's always nice to meet new people..Just wanted to introduce my self as new comer into the forum and for you all please feel free to ad me to your buddy list
m1ydirect crooks
i settled with m1ydirect a year ago. now they sent some
new thugs from hpc to try and collect again. i called the
attorney general,s and i am scheduled for a meeting with them
about
these bums. i.ll keep you posted
M1y
hi i am in illinois and i got a threatening call saying they were an attorneys office and i havent heard from m1y in a long time they were suppose to call me back and never did to set up payment arrangements and this was the collection agency that called me i think its I collect is the name but the attorney i spoke with said they can suspend your license and take youto court for fraud charges wow i have children and i have not commited and fraud i am scared i am trying to get a hold of these people to set up arrangements because its been along while it was only a 300 loan but i hope i can get it taken care of.. any information on this please help.
Quote:Originally Posted by Anonymoushi i am in illinois and i go
Quote:
Originally Posted by Anonymous hi i am in illinois and i got a threatening call saying they were an attorneys office and i havent heard from m1y in a long time they were suppose to call me back and never did to set up payment arrangements and this was the collection agency that called me i think its I collect is the name but the attorney i spoke with said they can suspend your license and take youto court for fraud charges wow i have children and i have not commited and fraud i am scared i am trying to get a hold of these people to set up arrangements because its been along while it was only a 300 loan but i hope i can get it taken care of.. any information on this please help. |
i collect is bottomfeeding scuzz.they can't do anything they threatened.being in ILLINOIS myself and having dealt wih them.i can say you should file a police report for the threat.also file AG,and FTC complaints.as well as letting our secetary of state know that an illegal bottomfeeding collector is telling people that they have the the power to suspend licenses.i wouldn't pay them until they send you something in writing.btw this pdl like icpllect isn't licensed so you only owe the 300.00.in fact try to check back on how many debits in fees m1y took.if it meets or exceeds the 300.00 then you owe nothing.just know that icollect broke the law with their call and illegal threats.file the police report.file the complaints,and do not talk to them until you receive something in writing.
THIS COMPANY IS A RIFFOFF, THEY CALL ME AND GOT ME FOR THE WROM
THIS COMPANY IS A RIFFOFF, THEY CALL ME AND GOT ME FOR THE WROMG LOAN.
WHEN i REALIZE THAT IT WAS THE WRONG COMPANY...THEY WOULD NOY RETURN MY CALL NOORWOULD THEY ANSWER THERE PHONE NUMBER 277-619-6584, THEY HAS ME TO FAX MY BANK STATEMENT TO 877-619-6583....HAVE NOT GOT ANY MONEY YET,,WANT TO CANCEL THE CONTRACT AND THEY WILL NOT LET ME.........WHAT ......this company is a scam.........