Need Help With Payday Loans - Not sure where to turn

I believe Sonic Payday is the only company with a license. I am not sure if they are licensed in Ohio though whic is a requirement to be considered Legal.

Unfortunately you have alot if Illegal lenders accessing your bank account as well. How much have you paid on eac?

The first thing you need to due is secure your bank account.

Please read THIS for further information to help you deal with Illegal lenders.

The full amount for Sonic will come out of my account next payday. I've had to turn around and take out again though to give me enough to pay everything else.

I would have to look up the rest. I've been paying on them for a few months each probably.

I'm just tired of them and I want to get out from underneath them and be done.

You seriously need to close your account ASAP :? You do not want to reloan then close your account after that. It can look sketchy.

Just so you know, if the PDL is Illegal you owe them nothing more than the principal borrowed. Please read the link I posted.

So there isn't any way to possibly settle with them or anything? I'm afraid that they are going to get a hold of my employer and things like that. I have a new boss and lets just say that even though it is my business, I just think that she would look down on me for getting in to something like this. I almost feel like I have a target on my back already. :) I just want to make sure before I do anything. They may be illegal, but I signed something saying that I wouldn't close my account, so I don't want to go and get myself in to a bunch of trouble. If they are illegal, then I am ok, correct?

I believe it is illegal for creditors and collectors to contact you at work if you tell them not too. If they continue to contact you after that, you can report them I think, but I could be wrong. I DO know that it is illegal for regular collectors to call you at work or contact you off hours, but I don't know if that applies to PDL lenders, particularly if they are charging you illegal fees anyway.

Ok thanks.... I bank with Citi bank. I'll have to check in to their policies on closing accounts. Hopefully they will be easy to work with.

One more question... where can I go to look the lenders up to see if they are illegal?

Thanks again!

are internet pdl's illegal in kentucky?

All IPDL's are illegal in OH. Just make sure that none of these are installment loans as they fall under different laws/regulations.

As for the calls at work. They will call you and will not stop until you PIF or settle with them. Best thing is to level with your supervisor so that you do not get into trouble. You can tell them not to call you at work, but do you think that a company that ignores the licensing requirements for your state will actually honor your request to not call them at work?

are payday loans illegal in kentucky

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