888-696-0090 - is this number belongs to Payment direct online?

no,no,no.never give your new bank info under any circumstance.sorry,but some bank employees will say anything.my stance is if they won't send it get a PIF.they will make your life miserable.

Actually, I jsut called the 888 number in her email and it was called World Wide Cash. Payment Direct Online was in the email they sent to me.

Should I demand a PIF and a refund? That refund would definitely come in handy. Are there any other ways to get a refund from them?

do not give them your new account info. NEVER DO THAT. You can get a refillable visa and ask them to put the refund on that

I do a debit VISA that i totally forgot about. Thank you for that advice. But where do I get the routing and account number from?

yes, tell them to mail you a PIF letter along with a check or money order. They could just betelling you that they will credit your account just so they can turn around a take more from you. Do as Paul says and do not give out your new account to ANYONE!!!!

Yeah that is BS and probably a trick to get your new account information.

DO NOT GIVE IT TO THEM.

Demand a cashiers check or money order.

i will show you guys the email......The first on is from yesterday and the second on is from April....

From: "janet c"
To:
Subject: FW: customer complaint
Date: Wed, 6 May 2009 16:26:58 -0400

Hello again,

I have received authorization to credit your account in the
amount of $245.00. The only way I have of doing this credit
is through an ach transaction to a bank account. I will
need a routing number and account number to an account in
order to process this. If I can process it on Thursday you
will have the money on Friday. If you would feel better
talking to me in person instead of sending the information
through an e-mail, please feel free to call me at the number
below. I am in the office from 9am to 5pm eastern time.

Thank you,

Janet

Manager

[email]janet@paymentdirectonline.com[/email]

W# 888-696-0090 x 302

F# 800-495-6441

_____

From: janet c [mailto:janet@paymentdirectonline.com]
Sent: Monday, April 20, 2009 10:04 AM
To:
Subject: customer complaint



Good Morning Ms. (deleted)

I received your letter regarding your loan with Payment
Direct. I forwarded your account on to our Consumer Dispute
Department for review. Please allow 10 days for their
review.



Thank you,



Janet

Manager

[email]janet@paymentdirectonline.com[/email]

W# 888-696-0090 x 302

F# 800-495-6441

I would tell them that due to fraud on your account you do not have a checking account and would like them to mail you a check.

Or you could just tell them that you no longer have a checking account.

She emailed me back and accepted the routing and account # from the prepaid card. She said that being they are a call center, they cannot issue checks or money orders. I guess I will see tomorrow if the money is deposited. I will let you all know.

Hello, I just wanted to let you all know, they did deposit my overpayment onto a prepaid VISA. They even called me to make sure it was credited. This is the only pdl place that ever worked with me without threats. I complained and they took action. They go by Worldwide Cash or Payment Direct.

Yes I had the same experience with them. They also refunded me for overpayment.

Congrats on your refund :D

To my surprise, I received another credit of $156 from Kingston Financial. Two of them off my back!

Congrats!

Gosh.....I hope I have this luck with sojme of mmine....I don't care so much about $ back just want to get them off MY BACK!

I applied for a loan from them too - I signed my name at the end of the application - but have not heard anything from them. Is this a scam?

YES!!!!!!!!!!!do not get a PDL!

I received a phone call from a foreign person who could not speak good english at all, #414-200-0254. Claims to be Financial Accountability Law Firm. Claimed to be pressing 3 federal charges against for for fraudulently obtaining a payday loan, not paying back and one other. Would not give me the name of the payday loan company etc. Told me not to disregard the message, but if i did wished me "good luck". I am terrified. He had my email address, etc. and called my employer. I have 2 payday loans which I am paying on. I have no idea who this is and I am terrified. :?:

I am sorry the number was 415-200-0254, not 414-200-0254

that is a scam.this place(if you can call it that)is in INDIA,and either bought or stole your info from a pdl you had.file AG and FTC complaints.also file a police report for harrasment.then hang up in his earhole next time he calls,or don't return his v-mails.he can't and won't do anything but call.it is not worth your time to talk to the idiot.

They have called me at work so many times. Each time they call, i get a different name, but it's the same person. Each time they call, they leave a different phone number. It got to the point where I ended up threatening the person calling me and telling him that if he calls me at work again, he is going to need a lawyer or he can represent himself (being they are a so called law firm), and I also told him that I reported them, all their names given and phone numbers to the federal trade comission. Do not let them scare you into anything. Like everyone else is saying, they are an illegal collection agency calling from India. The last time they called me he told me he was a "Sr. Officer". I asked him for his banking license # and he told me that he could not give it to me because the call was being recorded. Then I asked him being he was an "officer", for his badge number and can you believe he gave me a badge #? Darling, don't worry about these people. If they call you again, tell them not to call you at work or at home. Their only means of communication has to be through email or in writing through the US Postal Service. Keep track of their names and phone numbers and log onto the FTC website and file a claim.

Do I have to say yesterday I was looking for any kind of information on Payment Direct and could find to much. This morning I saw this with the email to [email]Janet@paymentdirectonline.com[/email] and I emailed her, I have an outstanding loan with them that I have over paid. Janet emailed me right back apologized to me that nobody has gotten back to me, she stated that if I wanted a refund I had to do certain steps, however she had marked my account as PIF. I am getting there and I have to say thanks again to everybody sharing their experiences. I had 10 payday loans and now I only need 3 more to respond with PIF's and I will be done with this once and for all! Unfortunately they are the harder ones from what I have been reading. They are Ameriloan, Nationwide and Eastside. But I am feeling better knowing I am down to 3 though!

Great progess, please keep us posted :wink:

janet was so nice to deal with. If you overpaid, they will refund you. Atleast that company will.

they called me too at work home cell phone.they even threaten my work place have them on tape record pressed charges .They even got my bank envolved ,,,,,,big issues .don`t worry file a report they are blowin air out their a..........

I sincerely appreciate this heads up but I have not been able to confirm the previous quotes. So far, I have only been charged the $89.00 processing fee and nothing more. I will however, be careful not to borrow again once my loan has been paid off. And when paid if I am still charged a fee. I will input on this site.

JDH in California

I just cancel the pre approve application over the phone,they asked me to call my bank and ask the banker for the account balance y about my direct deposit. I choose not to go on with the process. Can they charge me any feeds or anything even do I never got any money from them? Thanks