My bank will not block ach activity on my account

did you speak to the manager about putting your account on DEPOSITS ONLY status.they are the only ones who can do that.your employer has no control over your pay once it's in your account.

I should have been clearer. My employer is the bank.

which bank.don't tell me BS OF A.

yes

argh.they are horrible and won't do a thing as far as that goes.

Have you talked to the branch manager at the branch you work at? Have you revoked PDL's ACH's and if you did did you give the copies to your bank?

Once you revoke PDL's ACh auth, they have to honnor it, if they don't get OCC involved & contact the president of BOFA info is posted here somewhere, as well as file a complaint against BFA with your state's DFI... you'd have to do a search

Not to mention, the Office of the Comptroller of Currency.

Many posters here have had major problems with them. The only way that some were able to get help was to file a complaint with the OCC.

My best advice to you is to speak directly to a bank manager. Do not take no for an answer.

You have the legal right to revoke any ACH three days before it is due to post. Write up your letters to the illegal PDLs. You can find an example here. Scroll to the 13th post to find it. Change the information on the letter to reflect your information and state laws. The letter includes the ACH revocation and wage assignement revocation statements.

Take them to the bank with the federal law that states you can revoke the ACH. You can find that here under 3(c).

Tell the bank manager that you have been dealing with these illegal lenders and although you have sent them those letters they are still debiting your account illegally and you want it closed down to stop them. You want it frozen solid. No ACH withdrawls what so ever from any company.

Do not take no for an answer. Demand they close it. It is your right and if they don't you are going to report them. Be ready for them to deny your request and give you the run around. Stand your ground.

patrickmhall you can also bring this to the bank in form of a letter. It is your Legal right to revoke an pre-authorized transaction at anytime.

[quote]Electronic Funds Transfer Act

907. Preauthorized transfers

(a) A preauthorized electronic fund transfer from a consumer's account may be authorized by the consumer only in writing, and a copy of such authorization shall be provided to the consumer when made. A consumer may stop payment of a preauthorized electronic fund transfer by notifying the financial institution orally or in writing at any time up to three business days preceding the scheduled date of such transfer. The financial institution may require written confirmation to be provided to it within fourteen days of an oral notification if, when the oral notification is made, the consumer is advised of such requirement and the address to which such confirmation should be sent.
(b) In the case of preauthorized transfers from a consumer's account to the same person which may vary in amount, the financial institution or designated payee shall, prior to each transfer, provide reasonable advance notice to the consumer, in accordance with regulations of the Board, of the amount to be transferred and the scheduled date of the transfer.

[Codified to 15 U.S.C. 1693e]
[/quote]