PDL illegal lenders
Date: Thu, 05/07/2009 - 08:45
First bank of Delaware
Northway
CashNet USA
Gov Emp Credit
Ameriloan
Paycheck today
US Fast Cash
Some have been paid back but some just seem to rollover.
HELP!!
To check whether a PDL in CA is licensed or not, you can check t
To check whether a PDL in CA is licensed or not, you can check the license database by visiting the link "http://www.corp.ca.gov/FSD/licensees/default.asp".
First bank of Delaware is an installment loan and is legal. They
First bank of Delaware is an installment loan and is legal. They PDL laws do not apply to them.
CashNetUSA is a PDL and legal.
I beleive the rest are illegal. Gov Emp Credit is legal in some states but I do not find them on the CA license database.
Secure your account first and then send them letters stating they are illegal.
You only owe what you borrowed. Any fees or charges you have made apply to that amount.
You can find a sample letter here. Scroll to the 13th post to find it.
You need to change it to you information and state laws.
You can deal with the illegal lenders after the account is secure.