RJM ACQ LLC

Date: Sat, 05/09/2009 - 11:42

Submitted by anonymous
on Sat, 05/09/2009 - 11:42

Posts: 202330 Credits: [Donate]

Total Replies: 5

I recently got a ding on my credit report with this company stating that I have a deliquent account with the above CA. I don't know what this is regarding and how to get rid of it. IT shows the debt amount as $0. So, I am confused on how this got on my credit report and is reporting as a deliquent account. Please see below. Please let me know if anyone can help me with this.

Account: RJM ACQ LLC Acct #: XXXXXXXXX Type: Installment
Bureau Bureau
Code Date
Open High
Limit Monthly
Payment Account
Balance Last
Reported Account
Status Amount
Past Due
Experian I / - - - 11/2007 Paid -
TransUnion I / - - $0 04/2009 Paid -
Comments: TransUnion

Bureau Days Past Due History
Date 24 Month History
30 60 90+
Experian - - -

TransUnion - - -

I've read some of the other questions on this site and I see tha

I've read some of the other questions on this site and I see that the best thing to do is to request a Validate the account however, will this work on the one on my report since it states that the amount due is $0. Please if someone could help me, I would greatly appreciate it.

lrhall41

Submitted by anonymous on Sat, 05/09/2009 - 17:22

( Posts: 202330 | Credits: )

debt validation is your best guess at this point. are you sure

debt validation is your best guess at this point. are you sure they (jdb) even still have this account or has it been a sold again..sometime jdb do not list a past due amount, the important thing to look at is if there is a balance reported, meaning an amount they say you owe..if theres an amount listed then its still with the collection agency and not a new jdb..dv 'em crrm and wait for response...

lrhall41

Submitted by anonymous on Sat, 05/09/2009 - 17:52

( Posts: 202330 | Credits: )