How do I respond to United Csah Loans email?
Date: Mon, 05/11/2009 - 15:35
I sent a C & D letter to UCL about 3 weeks ago stating my intentions to repay the principal amount I owe. I requested their physical address so I could send a money order. I hadn't heard anything from them until today. I recieved the folowing email. Please advise me on how to respond and what I should do next. I do know that I am not sending them any account information!! Thanks
Dear #### ######:
United Cash Loans Department now holds account ####### which is in a final collection status. According to our records, your outstanding balance is $640.00. (If you have recently resolved this account over the phone, please disregard this message.)
Most likely this loan was used to help with unplanned expenses. Keep this quick and convenient option available the next time something unexpected happens. Immediate action is required to avoid impacting your future borrowing options. We value you as a customer and would like to help you take care of this for less than you owe.
To accomplish this, we are providing you:
A private and totally secure website for making an offer on this account for less than you owe.
The convenience of making your payment(s) online.
The pleasure of clearing your account without ever talking to a collector.
Flexibility to schedule a payment today and not pay anything for up to 14 days.
It is quick and easy:
Grab your credit/debit card and click on this link to log on to the website ############(We also accept online checks)
Enter your account number and last 4 digits of your social security number.
Through a few simple steps you can verify your account information, and tell us what and when you can pay to settle this account.
When your offer is accepted, and you make the required payment(s) YOU WILL OWE NOTHING MORE ON THIS ACCOUNT.
Please log on now to ######## This special offer is good only for a limited time.
Should you have any questions concerning this account please feel free to contact us TOLL FREE at 1-800-410-9275.
Thanks for being our customer,
United Cash Loans Department
[email]Recovery@unitedcashloans.com[/email]
Tell them to piss up a rope, no address, no payments. There isn'
Tell them to piss up a rope, no address, no payments. There isn't a thing they can do besides threaten, and they WILL threaten, but that's about it.
Ok, should I respond to the email by requesting their address ag
Ok, should I respond to the email by requesting their address again or just ignore them?
That's what I would do, tell them you need an address, no addres
That's what I would do, tell them you need an address, no address, no payments, it's their call. And, only pay them the principal amount you borrowed.
I agree with Shazzers. If UCL does not provide an address they c
I agree with Shazzers. If UCL does not provide an address they can go kick rocks!
Quote:
United Cash Loans Department now holds account ####### which is in a final collection status. According to our records, your outstanding balance is $640.00. |
This is total BS. You only owe the principal borrowed. They are unlicensed to lend in your state.[/quote]
UCL is horrible to work with; I'd asked them several times to se
UCL is horrible to work with; I'd asked them several times to send me something in writing on company letterhead regarding what they said I owed them and that the letter should state it was in fact a legal debt. Needless to say, I've never gotten a thing, nor will they give me a "legit" address and phone number. I believe they're part of MNE which has an address on tribal lands in Oklahoma but goodness knows where the company is actually located.