What do I do if Portfolio Recovery does not validate properly?
Date: Mon, 05/11/2009 - 17:28
i asked them to provide me with more proof other then stating they have an electric file and they repsonded that they have already provided me with proof and that they do not have to provide anymore and if i send them any more letters asking for proof said they will dismiss the letters.
my question is is an electric file all the proof they need? i wanted to send another letter saying that it is still not good enough proof and i still consider the matter disputed. so im asking for advise here on what to do next.
Thank you
In my opinion, NO. But, what constitutes validation is a hotly
In my opinion, NO. But, what constitutes validation is a hotly debated topic. Check out sec 809 of the FDCPA and the Wollman opinion for the legalese of it all. What state do you live in? If it is beyond SOL, send them a full cese comm.
Well that is another question i need to ask then. I am in New J
Well that is another question i need to ask then. I am in New Jersey and I have read conflicting things on what the actual SOL is in New Jersey concerning credit card debt. Is it 3 years or is it 6?
I'd go with 6 -- I actually always thought it was 7 for some rea
I'd go with 6 -- I actually always thought it was 7 for some reason, but I may be confusing that SOL with the SOL for credit reporting.
Google Statute of Limitations, Credit Card, New Jersey and you'll find all kinds of charts showing the SOL for various kinds of debt in each state.
What if I paid them for the past 8 months, but lost my job one m
What if I paid them for the past 8 months, but lost my job one month ago. What are my opions now?