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I need help to remove old account ATT wireless

Date: Wed, 05/13/2009 - 11:02

Submitted by anonymous
on Wed, 05/13/2009 - 11:02

Posts: 202330 Credits: [Donate]

Total Replies: 4


This account open and closed in 2002 in California. Now i'm live in Texas. I did online dispute and It come back as verified last month. Now they posted new dates as 2009 . Now I pull my credit , it show different dates which I don't understand. Can anyone help me with this. What I have to do next? I'm read alot from this website but I just want to make sure I do the right things. I post what they post in the ccredit report
Address:
9573 CHESAPEAKE DR STE 1
SAN DIEGO, CA 92123
No phone number available Account Number:
65.... Original Creditor:
AT T WIRELESS PALISADES



Address Identification Number: 0405270091



Status:
Collection account. $3,200 past due as of May 2009.
Status Details:
This account is scheduled to continue on record until Feb 2010.
This item was verified and updated on Apr 2009.



Date Opened:
07/2006
Date of Status:
08/2006
Reported Since:
08/2006
Last Reported Date:
05/2009

Type:
Installment
Terms:
1 Months
Monthly Payment:
$0
Responsibility:
Individual

Credit Limit:
$1,996
High Balance:
N/A
Recent Balance:
$3,200
Recent Payment:
$0


Account History:
Collection as of May 2009, Apr 2009, Aug 2006
Your Statement:
Account information disputed by consumer (Meets requirement of the Fair Credit Reporting Act).


If the account went delinquent in 2002 then it can legally report for 7.5 years from the date of first default. I would call the CRA reporting and ask for the Date of First Default as reported by the data furnisher. It should be the same on all 3 reports. Based on what you have listed it looks like 09/02 was when it went delinquent.


lrhall41

Submitted by NASCAR_Devil on Wed, 05/13/2009 - 11:18

( Posts: 4671 | Credits: )