Credit card still open after going to collections

Date: Wed, 05/13/2009 - 12:19

Submitted by quaaackers
on Wed, 05/13/2009 - 12:19

Posts: 14 Credits: [Donate]

Total Replies: 5

I had a sears store card that was sent to collections in June 2006. It is listed as open on my credit report, should I dispute this? The sears card is listed as one, open, then the collection agency is listed as another, collection. Should I dispute it being open because I feel like it shouldn't be open if it is listed as another thing collections.

this happened to me with HSBC.. it turned out the collector was

this happened to me with HSBC.. it turned out the collector was in-house and part of HSBC. they also kept adding fees and i still am not sure what to think of that one..

lrhall41

Submitted by bea2ls on Wed, 05/13/2009 - 12:41

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the collector on this one is the dreaded LVNV so its not in hous

the collector on this one is the dreaded LVNV so its not in house.

lrhall41

Submitted by quaaackers on Wed, 05/13/2009 - 12:54

( Posts: 14 | Credits: )

ohhh.. LVNV makes me nervous :( i honestly do not know what is

ohhh.. LVNV makes me nervous :(
i honestly do not know what is going on someone will be along to help you further. :)

lrhall41

Submitted by bea2ls on Wed, 05/13/2009 - 12:59

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Yes, dispute it with the CRA. If you closed it, make sure you te

Yes, dispute it with the CRA. If you closed it, make sure you tell them that because it is better on your credit if you closed it. (Is that Experian, by the way?)

See Bud Hibbs site on LVNV, which he calls one of the worst collection agencies in America. ("http://budhibbs.com/collectorpages/LVNV.htm")

lrhall41

Submitted by Chrys Henderson on Wed, 05/13/2009 - 21:43

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All three credit reporting agencies list both my cards as open.

lrhall41

Submitted by quaaackers on Sat, 05/16/2009 - 09:02

( Posts: 14 | Credits: )