Help w/ finishing up PDL's
Date: Wed, 05/13/2009 - 21:07
I sent out the C & D letters and closed my bank account. 3 of the 7 compaines have contacted me since and will not settle. Only 1 of them I owe money on the principle and offered to pay such, the others owe me!
1. Do I file my complaint with the BBB & AG in my state or the state the PDL is in?
2. What are my next steps after my C & D letter that included my offer? I'm not going to answer their calls anymore, I did that one time and got no where. Should I send 1 more letter? Should I let the BBB or AG do the rest for me?
If you want to file a complaint, you need to do so with the AGs
If you want to file a complaint, you need to do so with the AGs office in your state, because they are illegal in your state. You can find details on how to deal with illegal payday loan companies if you visit http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html .
JTara, just curious who teh 3 were that wouldn't settle......
JTara, just curious who teh 3 were that wouldn't settle......
Quote:1. Do I file my complaint with the BBB & AG in my state or
Quote:
1. Do I file my complaint with the BBB & AG in my state or the state the PDL is in? |
No you file a complaint through your state AG. As for the BBB complaint it is automaitc. Once you put the address for the PDL, it will automatically direct the BBB complaint to that companies region/division for processing.
Quote:
Should I send 1 more letter? Should I let the BBB or AG do the rest for me? |
In my experience, I just filed my complaints with both my AG and the BBB. Then I awaited responses from the companies. Once the calls and emails rolled in I replied by firing off my proposal letters. I did this everytime I was contacted by one of them. It was redundant, but it eventually worked :wink:
The 3 that wouldn't settle or at least the only 3 still hounding
The 3 that wouldn't settle or at least the only 3 still hounding me are Nationwide in DE, Zip 19 not even in this country and Ameriloan out of OK which is the only one I owe money.
Thanks Cool Abyss for clearing that up for me. Just needed to know how to proceed. Plus some days I still second guess myself and worry about reprocussions. Thanks again!
All three of those as you know are Illegal in your state. So jus
All three of those as you know are Illegal in your state. So just stick your ground, if they do not want their money they can go pound sand :wink: