excel telecommunications

What was the name of the company that contacted you? What was the phone number that showed up on caller id? There are alot of scammers out there.

The name that came up on my caller id was Source RM and there's actually a web page for them, I know I looked and
the number that came up is 336-358-4900
My daughter said they called before, but she hung up because she thought it was a telemarketer with how it calls (a recording with a name and then asking you to press a sequence of numbers before being directed to a collection agent or being told to call back because all agents are busy). When that happened the call came up as Sales Dept with various numbers 804-234-9010, 757-990-8981-702-520-0076 all starting from May 6, 2009. Also, when I spoke with the collection agent, the first thing she said was are you so and so, you need to make a payment today. Didn't say for what, for how much, anything. I don't think so!
When I told her I didn't understand who she was and why she was calling she mumbled a company name and I trice asked her to repeat with the same result...I never could make out who she stated she worked for and she wouldn't give me an amount I was supposed to have owed or when the date I was to have had this service was. She also said the account was to have been written off in 2002 and that she didn't have the telephone information for me to contact Excel Telecommunications, and when I pressed for it, she hung up on me, but I was again contacted today, but I hung up on the call until I can get more information.

File a complaint with the FCC and the FTC.

I would go the ID Theft Route. File a police report and go to www.ftc.gov and fill out the online IDT Affadavit. Mail the police report and Affadavit to the CA. Pull copies of your credit reports at www.annualcreditreport.com and see if it or any other account or inquiry are shoing on your reports. Send the police report, IDT Affadavit, proof of ID and a copy of your reports showing any fraudulant activity to all 3 CRA's. They will place a fraud alert on your reports and must permanantly supress any fraudulant tradeline or inquiry.

If you don't want to go that route, send the CA a FOAD letter. This debt is out of statute for suit.

Since the Statute of Limitations in NY is 6 years and the debt is from 2002 and 2002+6=2008 and this is 2009 you can tell them to f*ck off and die. It's called a FOAD letter and you can send it for either of two reasons, being that you are not the debtor they are looking for or, even if you are, SOL has expired.

Wouldnt a cell phone fall under the UCC SOL of 2 years?

Only if NY's UCC conforms to Federal UCC.

Of course, if it's OOS at 6 years it's just as OOS at 2.

Of course you are correct sir. Glad to see you here. How's the plane?

Good deal. Thanks for your postings. An enrolled agent comes in handy every once in a while. :twisted:

I spend a lot of time on the Tax Board here. Unfortunately, most of the postings there are more rants than tax questions

Yeah...I finally locked a couple of the "Where is my stimulus " threads.

You have all been very helpful. These people called again today when I was out, so I am sure they will call again and I'll give them the information you have provided (SOL and so forth) and go from there. Also, when I called Excel to see if I was somehow in fact the person they were looking for, they demanded my social, which I'm not about to give out over the phone. I asked them to read me the last four of the number on the account if there was one and they refused and said they needed mine to verify. Not going to happen.

This is the same thing that is happening to me. They call my house at least twice a week. We just keep ignoring the calls now. They tried to tell my husband it was from a credit card back in the 1980's when I lived in NY. I don't remember that company and it doesn't show up on my credit report. I told my husband that limitations had to be up and they can't collect anything. Thanks for the information above.

guest, let us know if you need more help with this. I personally would go the ID theft route, as my idenity was really stolen :(