LVNV on your credit file for life!!
Date: Sat, 05/16/2009 - 20:21
long story short, they cannot--well, legally they cannot. C
long story short, they cannot--well, legally they cannot.
Contact the credit bureau back and inform them that they are reporting this debt long past its allowed reporting time--that the OC pulled this last year due to age and that unless they do the same you will be forced to consider legal action against them for violating the FCRA. The debt collector is violating both the FCRA nad the FDCPA with this reporting, I would consider sending both the CB and the debt collector a certified letter informing them of their violations of federal law and telling them to fix this ASAP or face the music. Then, as soon as you send those certified letters off, contact the FTC and your state's attorney general's office and report this debt collector for their illegal practices.
Let's not forget that as soon as the OP gets the "Status date" f
Let's not forget that as soon as the OP gets the "Status date" from the CRA they have an immediate FDCPA suit against LVNV for misrepresenting the legal character and nature of tehd ebt as well as a FCRA suit for the re-aging.
please go to budhibbs.com he is a consumer on bad debt collectio
please go to budhibbs.com he is a consumer on bad debt collection agencies and he needs info on lvnv he is trying to close them down
Contact the CRA's reporting and ask for the Date of First Defaul
Contact the CRA's reporting and ask for the Date of First Default as provided by the data furnisher. See if that date jives with your information. I know from personal experience that Sears stopped reporting several years before the 7.5 year reporting period ended. If you can prove that LVNV has illegally re-aged the debt, sue them for $2500 per CRA per update.
I hope Bud Hibbs closes LVNV down. LVNV is an office of hardw
I hope Bud Hibbs closes LVNV down.
LVNV is an office of hardworking crooks.
LVNV
I had LVNV on my credit reports. I sent the credit bureaus copies of everything I had sent to LVNV to validate my debit, which they never proved. Happy to say they were removed from all three credit reports. Save everything...
debt
Why did they wait so long to 'discharge' it? That just seems like an awfully long time to do that. I have an old deebt with them, as well. THIS particular debt was from 1999. They STILL send me letters to pay on it.
