Oliphant Collection
Date: Mon, 05/18/2009 - 14:10
I have a question. My mother received a call from Oliphant last week. They stated she owed money from 4/2006 and as of 3/2009 it was being reported on her credit report. It is for a MasterCard that she was never aware she had. She asked why they were just contacting her now and they stated they were unable to find her until now. She has lived at the same address since 3/2005 and had the same phone number since then as well. Also, she requested that they send her a copy of the receipt with her signature on there or proof of a purchase. They stated they could not provide her with that. We have disputed it with the credit reporting agency, but how else can she rectify this situation? Thanks for any help!
She needs to send them a debt validation letter. They must provi
She needs to send them a debt validation letter. They must provide proof that the debt is hers and until they do they must cease collecting under the FDCPA!
This sounds like a case of mistaken identity or a card that was
This sounds like a case of mistaken identity or a card that was stolen in the mail!
Thanks for all your help! She has written a letter and will sen
Thanks for all your help! She has written a letter and will send it certified mail tomorrow. Thanks again!
