disputes/deletion
Date: Mon, 05/18/2009 - 18:08
The FTC website clearly mentions that you can never remove negat
The FTC website clearly mentions that you can never remove negative info from your report if it is accurate and timely. So if you have removed any negative info from your TU report, it means that the info was inaccurate. Now, if the info was inaccurate, it can also be removed from the other two bureaus. If the other two bureaus do not remove the inaccurate info, you can file a complaint with the FTC.
The investigation process of Transunion may be relatively fast a
The investigation process of Transunion may be relatively fast as compared to the other bureaus and so you may find is easy to remove the negatives from the TU report.
fyi...you can get accurate negative info removed from your repor
fyi...you can get accurate negative info removed from your report. If you dispute the negative info and the creditor or ca doesn't respond within the time alotted then it can be deleted.
Now, with that said. You can't go disputing everything negative all the time. The credit bureaus will see this as frivilous and it will make it harder in the future to dispute your credit report.
