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building credit with no credit cards?

Date: Mon, 05/18/2009 - 23:10

Submitted by anonymous
on Mon, 05/18/2009 - 23:10

Posts: 202330 Credits: [Donate]

Total Replies: 2


some posts here read that best thing is to get rid of credit cards completely.
can good credit be built without credit cards?
if yes, how?
thx!


I don't think it would be possible to build up a good credit profile without a credit card. If you do not qualify for an unsecured card, you can go for secured ones to build up your credit history. Secured cards are backed by your own money and so you need not have a credit history to get one.


lrhall41

Submitted by anonymous on Tue, 05/19/2009 - 02:06

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You can build up your credit profile even without a credit card. If you have your bank accounts in good standing and you hold a good job, the creditor may offer you a new line of credit. Repaying the debt on time will help you to improve your credit history and you may be able to build up a good score.


lrhall41

Submitted by anonymous on Tue, 05/19/2009 - 02:20

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