applying for credit - how damaging it is to the score?
Date: Tue, 05/19/2009 - 02:41
what else do I need to know?
thanks for teaching me!:)
Too many inquires will affect your score. When you're applying
Too many inquires will affect your score. When you're applying for credit are you being approved or denied?
i have had four attempts in the last four months, two denials an
i have had four attempts in the last four months, two denials and two approvals. I need more credit to build credit up and plan to apply form more. I just don't know how to pace myself and how damaging this is. thx!
Although hard inquiries remain on your reports for 2 years, they
Although hard inquiries remain on your reports for 2 years, they only effect your score for 1. What reports to the creditors pull? Are all 4 on the same report?
on the myfico website they advise no more than 1 or 2 a year. I
on the myfico website they advise no more than 1 or 2 a year. I dont know how many points it affects but i asked for a increase in 1 of my cards and it dropped mine 2 points scince they checked my score first hardly worth the 100 they raised my limit.
When I went on my app spree last year I picked up 4 each on TU a
When I went on my app spree last year I picked up 4 each on TU and EX and 5 on EQ. Fortunately EQ will delete INQ's if you dipsute them properly.