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? when have done multiple loans with a vendor

Date: Wed, 05/20/2009 - 12:39

Submitted by fixingit
on Wed, 05/20/2009 - 12:39

Posts: 228 Credits: [Donate]

Total Replies: 11


Let's say for example I've had 5 loans with Ameriloan in 2 years and on 4 I've overpaid total of $1000.00 dollars. I have current loan which only looking at balance I'd owe 500.00.

Would best thing to do be to say in my letter give me an address to mail MO for 500.00 and in same breath demand PIF for $1000.00 overpayment on other loans?

It feels "shady" to say I've overpaid you on other loans and I'm considering that to pay off this one......


I have also had quite a few loans with Ameriloan over the years and have definitely overpaid them. My last loan was in December 2008 and before I found this sight and learned just how illegal they actually are. I sent all the letters and filed all the complaints and NOTHING. Ameriloan continues to call me 2 to 3 times a day and emails once a week. I don't know what else to do :roll:


lrhall41

Submitted by on Mon, 05/25/2009 - 19:21

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They have been calling my cell phone and my extension at work. I let the answering machines pick up. I have paid these people at least 4x the amount I have borrowed. Now when I check their website it indicates they are affiliated with some Indian tribe. What kind of nonsense it that? Anyone had some recent success with this company?


lrhall41

Submitted by on Tue, 05/26/2009 - 10:04

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This is what I told AL....

Since January of 2008 Ameriloan has overcharged me on 6 illegal loans in the total amount of $2815.00 DOLLARS by debits of my BBVA/COMPASS

bank account. Due to overpayment on those illegal loans, less the principal on the current loan ($550.00 illegally funded on May 8, 2009) I am legally due a REFUND from Ameriloan in the amount of $2265.00. I have bank statements and records from my financial institution to validate these amounts.


lrhall41

Submitted by fixingit on Tue, 05/26/2009 - 13:17

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