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collection agencyfair debt

Date: Sat, 05/23/2009 - 07:01

Submitted by anonymous
on Sat, 05/23/2009 - 07:01

Posts: 202330 Credits: [Donate]

Total Replies: 6


i asked foraproof of debt from coll agency fn apartment{lease,id etc} after 3 letters a phone call.i was told there was no info--gave 30 days to delete--after 16 months my former employer received a copy of a lease sent t to one of our company attorneys that i had mentioned but never retained and info was opened and i was made aware of the debt from the previous employer and still have not received at my address that the collection agency has been sent many times--is this dislosure of personal information and should i ask the apartment to be deleted


1600.00 apartment from 2002. yes, i broke the lease and i am in s.c--the right thing to do is pay it but this agency had my address and the atty and forner employer were mentioned in one retainer and they had my home address which i have yet to receive the lease..found out by former emp phone call


lrhall41

Submitted by on Sat, 05/23/2009 - 07:11

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The first thing I would recommend is that you only post one thread per topic. You have this posted in two different threads now--you started both of these on the same day, within about an hour of each other.

Second, you state in one of these threads that you sent three letters and made a phone call asking for validation. In the other, it became 4 letters and 2 phone calls--we are glad to help but youre not going to get the best advice here or anywhere else if the details keep changing.

Third, you may or may not have a violation of the law here. The moment you informed them that you were advised about anything by an attorney, you opened up the door for them to assume that you are represented by that attorney. Most attorneys will not give out free advice very often, and so it is easy to see how they could have come to that conclusion. This is why you NEVER mention to them that you even spoke to a specific attorney unless they are representing you. In my opinion, if you filed suit right now for this third-party disclosure, you would lose because the law provides that they will be let off the hook if they can demonstrate that the violation was a genuine unintentional act--and by telling them that Attorney So-and So advised you this or that, you opened this door wide for them. It is quite likely that a judge would let them off the hook on that one.


lrhall41

Submitted by skydivr7673 on Sun, 05/24/2009 - 21:19

( Posts: 2036 | Credits: )