National Pay Day Loan

So I did a little research after I listened to the message on my cell phone again. The company that called was the Law Office of Norman Colina phone # 201-678-8855. I found that this company is in Hackensack, NJ; however when I go to law firms in the yellow pages there is no such company. Anyone have in dealings with this so called Law Office?

Please be advised that our attempt to debit your account pursuant to our loan agreement with you has failed. It is imperative that you contact our office at 1-866-465-5054 immediately upon receipt of this notice to discuss your payment options. We would like to work with you to get your account back into Active status and out of Recovery status.
We will gladly accept your payment by Visa or Mastercard for no additional fee if your account can not be debited at this time.
If you would like to respond by email, feel free to contact us at [email]recovery@invcity.com[/email] to set up your payment arrangements.
Failure to comply will result in your account being reported to a Consumer Reporting agency such as CL Verify which will affect your ability to qualify for future loans from us and other cash advance companies. It may also hamper your check writing ability with certain CL Verify merchants such as gas stations, grocery stores, etc.
In accordance with your loan note and disclosure agreement, a $30 return fee will be assessed and debited from your bank account.
If you've already spoken with a representative about this matter, please disregard this notice.


Recovery Manager
NPDLNational-PaydayLoan.com

Toll Free: 1-866-465-5054Toll Free Fax: 1-866-213-0356

This is an attempt to collect a debt and any information obtained will be used for that purpose.

Please do not reply to this message as this email address is not equipped to handle customer service inquiries.

this place must think you are stupid.two points

1)pdl's are totally prohibited in NC
2)even if they were legal NC is a non-garnishment state.

file AG,FTC andBBB complaints in that order.they know they are illegal and try to scare you.also file the complaints against the huckster playing attorney.they can do nothing but threaten stupidly.

Thank you! That is what I thought but I just wanted confirmation. Most of the ones that I have sent letters to have stopped bugging me or am just waiting for the opportune time. I just resent my letter to NPDL through their contact form and I will be filing my complaints of all my payday loans.

Thanks again.

i sent an email to NPL demanding they mark my account paid in full and i used one of the letters found on this website. they replied back that since i went through all that trouble to send a letter that was obviously a template that i must really be in financial distress and they closed the account PIF.

that is good! a PIF is a PIF!

are they legal in massachusetts

So I just got another call from this recovery company... It is actually ACA Recovery.. Anyone deal with them. They are stating they are taking me to court for National PayDay Loan when I know for a fact that it is not possible. She said that since I knew about this being illegal that it was fraud. Opinions anyone?

I am just trying to find out if this company is legal in FL?

to atruefamily.this is an illegal pdl,and i know it's two months too late,but shannon ACA is an illegal bottomfeeder.they won't do anything but call and threaten.i'm guessing you knew that,but just to confirm.