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Check & Credit Services LLC

Date: Sun, 05/31/2009 - 07:49

Submitted by anonymous
on Sun, 05/31/2009 - 07:49

Posts: 202330 Credits: [Donate]

Total Replies: 2


After 2 years of hearing nothing and no answers to any of our letters from Pay Day Yes. We received a phone cal from Check & Credit Services LLC saying that they were filing a summons for a 200.00 balance we owe. They also contacted my wifes employer who was aware of what had happened in the past and told her that she may be summons to testify. WTF?? Does anyone know anything about these people??


First of all, pull out your credit report and check whether Check & Credit Services LLC is listed in your report against your debt. If it is so, send them a debt validation letter by certified mail. However, if they are not listed in your report, you should wait for them to send you a debt validation notice within 5 days of the initial communication. This is as per the rules of the FDCPA. In case you receive a court summon, just file a response to it and present yourself on the court date in order to avoid the default judgment. You may ask for debt validation after you file a response to the summon.

Secondly, who is the borrower - you or your wife. If your wife is not the borrower, they cannot sue her. If they harass her by contacting her employer, even if her name is not on the loan account, she should file a complaint with the FTC.


lrhall41

Submitted by SC on Tue, 06/02/2009 - 04:27

( Posts: 3937 | Credits: )