applied bank vs. Bank of america?

Date: Mon, 06/01/2009 - 00:42

Submitted by anonymous
on Mon, 06/01/2009 - 00:42

Posts: 202330 Credits: [Donate]

Total Replies: 6

i have a free online checking account with BofA for more then a year. I never use it have almost no money on it. I have a debit card for it. I had a 300 credit line with them in 2000 which I closed in 2003 but it is still on my credit files.
I need advice on whether to go for BofA secured credit card or Applied bank. thank you very much:)

reply

check B of A's rates and fees.i have an applied bank card and it has helped improve my credit.the 9.99% interest is not bad and if you do use it responsibly it will help,but if you have had an account with B of A that might be good too.it's just that since they merged with WAMU they are kinda out there with there business practices.check with B of A first.just know that i endorse applied bank.

lrhall41

Submitted by paulmergel on Mon, 06/01/2009 - 05:56

( Posts: 15514 | Credits: )

my idea of using a secured card is this: put 200 dollars secure

my idea of using a secured card is this:
put 200 dollars secured amount and either using it for a few $ a month or not at all, just to keep it active on my credit file.
does applied have monthly fees? thx:)