Class Action lawsuit against EXPERIAN (CPS/Marauder)

I recently disputed an item with the three credit bureaus. Transunion and Equifax deleted it, but Experian did not. I thought this was odd, but it seems other people are having issues with them as well. Not only did they not delete it, they said it was staying on there until 2013. That's also odd, because their site says items are removed 7 years after the first deliquency, which they are reporting as 09/03, which means the item should be removed 09/10. I am curious about other people's experience with experian.

A lot of people complain about Experian, especially when it comes to lying junk debt buyers trying to collect on an SOL account (for instance) and fraudulently re-aging it, etc., etc.

You can do a search on Experian in the Search box above. There are many reports about them and their unwillingness to *investigate* a dispute like they are required to by law. Few enough sue the collection agencies, hardly anyone has the courage to go up against the CRAs so this will be an exciting case to watch.

experian reports incorrect info on me I am pissed they are supposed to have updated my correct info but now gave mea new soc sec number

:shock: Sounds like you should sue them, or file a complaint with the FTC and your State Attorney General & screen print that complaint, and send them a dispute.

Experian is trying to ruin my life. That's an exageration, but I have had some bad experiences with them. I recently had my chase credit card, which I pay on time every month, cancelled with a reference to negative info from Experian. I was also denied credit base on negative info from Experian. I disputed and old delinquent account with all three credit bureaus. Transunion and Equifax both deleted, while Experian reported that it had been verified. That makes no sense. What is the next step if you disagree with something a credit bureau is reporting?

I too am having the same problem....Experian is saying on my credit report that I have not paid my mortgage for 3 months...what a lie!...I and the bank have sent them proof that I am up to date. Experian refuses to remove the inaccuracy...even though my other creditors have cleaned my credit up, which had a negative affect because of Experian!!! What do I do now????? Do I report this to the FTC and my Attorney General????

I certainly would.

I find that Equifax will allow debt collectors to post incorrect info on credit reports. I have no problem with Experian, however, I would like to sue Equifax.

How long can a bankruptcy be reoprted? Mt wife received a creit denial from a creditor stating the reason as Bankruptcy, reported by, Experian, of course, which is over 11 years ago. Can we do something?

Bankruptcy stays on a credit report for a maximum of 10 years depending on the chapter filed under. Contact Experian and get it removed.

At that point, frustrated29, you may even have a case against Experian for this. Because they didnt follow the federally-mandated reporting guidelines, your wife suffered legitimate actual damages because she was denied credit due to their illegal reporting. I would consider speaking with an attorney on this one, to be honest.

Experian needs to be sued for their lack of attention to complaints about Ryon Gambill and Marauder.

I have sent a registered letter, RESTRICTED DELIVERY to the CEO of Experian, Donald A. Robert. He or someone close to him will have to sign for it.

I will sue them in Small Claims Court, they will get tired of showing up and defending their relationship with Gambill.

I just pulled my annual credit report. Experian merged my information with aomeone eles and now I have 12 collections that dont even belong to me,Its someone with a whole other social. To make things worse this is also on my trans-union and Equafax. I was wondering why when I bought my truck a month ago why my intrest was so high.. can anyone help me here I feel like im going to loose my mind!

Would anyone know if I could become part of this lawsuit because they merged my credit report with someone in a different state, different name, different address, and a horrific credit history? Took about 4 calls for them to remove it and even that took over 2 months to actually happen. Any input would be appreciated.

Ryan

Wow Lisa, after I posted my story I saw yours. Something seemed so weird about the casual sense of Experians customer service over the ordeal. I kept thinking and telling my wife "it sounded as if this happens all the time....".

Ryan