Uggh, Just when I thought I was getting my credit cleaned up
Date: Thu, 06/04/2009 - 06:12
I got an updated credit report from Transunion from when I disputed my 2002 bankrutpcy.
Now mind you I've had credit monitoring for 3-4 months so I can keep tabs of what gets put on my report.
Well somehow I either A over looked this, or it was a new account that was placed (and for some reason it didn't report yet. Premier recovery at it again! They listed an account I had a charge off with one of my cards. Now mind you,I've been WAITING for that letter so I could dispute the amount they want and negotiate a payoff/payment plan.
Well, lo and behold it's listed on my transunion report.
So, now I've shot off a letter to Transunion this morning,and I am disputing it as having no knowledge of the account with Premier. Should I also send a Debt Validation letter to Preimer even though I have not received an offical dunning letter? I know I have several violations here, but I want all my ducks in a row before I contact a lawyer, if Transunion doesn't delete it.
Btw, the report actually reads:
Placed for collection on 11/08.
Date Updated: 02/2009, Loan Type: Open Account - Collection Agency Attorney. Umm since when is Premier Reocery a collection attorney? And wouldn't you think I would have heard something by now?
Now mind you I've had credit monitoring for 3-4 months so I can keep tabs of what gets put on my report.
Well somehow I either A over looked this, or it was a new account that was placed (and for some reason it didn't report yet. Premier recovery at it again! They listed an account I had a charge off with one of my cards. Now mind you,I've been WAITING for that letter so I could dispute the amount they want and negotiate a payoff/payment plan.
Well, lo and behold it's listed on my transunion report.
So, now I've shot off a letter to Transunion this morning,and I am disputing it as having no knowledge of the account with Premier. Should I also send a Debt Validation letter to Preimer even though I have not received an offical dunning letter? I know I have several violations here, but I want all my ducks in a row before I contact a lawyer, if Transunion doesn't delete it.
Btw, the report actually reads:
Placed for collection on 11/08.
Date Updated: 02/2009, Loan Type: Open Account - Collection Agency Attorney. Umm since when is Premier Reocery a collection attorney? And wouldn't you think I would have heard something by now?
Oops can this get moved?? thanks apparently i'm not awake this m
Oops can this get moved?? thanks apparently i'm not awake this morning :oops: