Old debt
Date: Fri, 06/05/2009 - 10:57
I have asked Bass & Associates for an account statement. This debt dates back to 2000, and was reaffirmed in 2004 in my bankruptcy proceedings. I have requested, in writing a complete statement. I asked for monies paid, owed, fee's and rate information. They haven't responded. Any recourse? This is a motorcycle loan, but used for primary transportation to work until 2006.
Can you tell me when have you made the last payment towards the
Can you tell me when have you made the last payment towards the debt? If it is in 2000, it should not stay on your credit report. You said, it was a motorcycle loan and you've used it till 2006, so it was not repossessed for non payment. Since you have already asked for debt validation, and they could not validate it, you are not responsible to them for the debt. Moreover, you should also check whether the SOL on the debt has expired or not. If the SOL has expired, then you are not legally liable for the debt.
SC....the loan was borrowed in 2000, reaffirmed in bk in 2004.
SC....the loan was borrowed in 2000, reaffirmed in bk in 2004. This is was a secured loan. Sounds like they were paying or it would have been repo'd.
