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Best place to get credit report?

Date: Tue, 06/09/2009 - 05:11

Submitted by sixxgurl1982
on Tue, 06/09/2009 - 05:11

Posts: 69 Credits: [Donate]

Total Replies: 3


I'm filing for BK CH 7 on 6/30/09 - trying to think ahead and want to make sure I begin to do everything possible to improve my credit score after.

I want to be able to get a copy of all 3 credit reports & monitor it to ensure that all accounts get listed correctly - would also like to get score so I have a baseline to make my goals.

I know there is annualcreditreport.com, but I've already used that in the last year. Just wanted opinons from you all on how I should go about getting a copy of the report & access to view it going forward.

Thanks!!!


freecreditreport.com is an agency that gives free report but no score from all three...its kinda difficult b/c they send you from one bureau to another so pay attention to what your clicking..also remember if you have requested your free report within the last 12 months-they won't give it to you again until 12 months after last free report...good luck with bk....

another way to get your free report is if you have had some adverse credit decision like drop in cc, or denied credit-then you can file for a free report from the bureaus directly...goood luck


lrhall41

Submitted by anonymous on Tue, 06/09/2009 - 06:17

( Posts: 202330 | Credits: )


Best place to go is ANNUALCREDITREPORT.COM. That site is run by the U.S. Government, not a private company, and does not charge for your report. This site is FREE - no monitoring program to sign up for to get your reports, no fees other than that which is charged by the bureaus to receive your credit score.

You can receive one free report from each bureau per year, or any time you are denied credit.

You will receive the reports for free, but you need to pay to see your score. (That's with any site, not just this one.)


lrhall41

Submitted by SUEBEEHONEY70 on Tue, 06/09/2009 - 17:53

( Posts: 4583 | Credits: )