Married and Authorized User... Just getting started.
Date: Tue, 06/09/2009 - 18:18
Hi,
I am just starting trying to get my credit report organized. This is my first post since looking at my credit and I don't really know where to start. I hope this is the right place to post.
I got my credit report tonight and I saw that there are a couple accounts on there that I am listed as an Authorized User on with my then Husband (now Ex).
We lived in TX at the time of this debt and I was a stay at home mom and he made all of the income. I read somewhere that I can contact someone and tell them that he was making 100% of the income at the time and I can get them taken off my report? I currently live in TX.
The AU accounts are:
CAP 1 BANK status OPEN. Reported 11-2005.
HSBC BANK NV FKA status CLOSED Reported 01/2006.
HHLD BANK status CLOSED Reported 01/2006
I also have a lot of other accounts I need to take care of but I figured I'd start there. I don't know where else to start.
I do not want cause problems for my ex-husband he has enough problems already but I would like to start getting my credit report cleaned up. His credit is toast and he has on it a mortgage that was foreclosed upon. The mortgage thing is NOT listed on my credit report thankfully. His credit report is really the least of his worries right now.
I currently do NOT have a job and I am in college but I will be graduating and getting a job in a few months. I would like to clean up what I can before I start paying anything.
My total debt for SEVERAL accounts is around $5500.
Thanks for any help or suggestions on what to do next!
I am just starting trying to get my credit report organized. This is my first post since looking at my credit and I don't really know where to start. I hope this is the right place to post.
I got my credit report tonight and I saw that there are a couple accounts on there that I am listed as an Authorized User on with my then Husband (now Ex).
We lived in TX at the time of this debt and I was a stay at home mom and he made all of the income. I read somewhere that I can contact someone and tell them that he was making 100% of the income at the time and I can get them taken off my report? I currently live in TX.
The AU accounts are:
CAP 1 BANK status OPEN. Reported 11-2005.
HSBC BANK NV FKA status CLOSED Reported 01/2006.
HHLD BANK status CLOSED Reported 01/2006
I also have a lot of other accounts I need to take care of but I figured I'd start there. I don't know where else to start.
I do not want cause problems for my ex-husband he has enough problems already but I would like to start getting my credit report cleaned up. His credit is toast and he has on it a mortgage that was foreclosed upon. The mortgage thing is NOT listed on my credit report thankfully. His credit report is really the least of his worries right now.
I currently do NOT have a job and I am in college but I will be graduating and getting a job in a few months. I would like to clean up what I can before I start paying anything.
My total debt for SEVERAL accounts is around $5500.
Thanks for any help or suggestions on what to do next!
as an authorized user you can simply tell them to remove you. Y
as an authorized user you can simply tell them to remove you. You have no liability.
