Accepted settl offer

Was this settlement with Chase directly or was it through a collection agency on behalf of Chase??

If it was Chase, then I would call back and ask to speak with a manager...explain the situation...believe me...an attorney would advise you to never settle anything without it being in writing...otherwise...what proof do YOU have...

It was with Chase directly. Can I call them back and record the converstion?

??? Just call them and ask to speak with a manager...you could always record the conversation, but a written letter is easier than a tape recording when submitting a dispute! :wink:

I have settled with chase five of my six accounts, and they were all in writing. As far as I know, upon approval Chase will send you a settlement letter. I would not pay anything without the letters sent from them saying "we will report your account to the national credit bureau as "settled" with no balance due" This statement clearly confirms you account is settled.

Get it in writing. If they don't want to give it to you in writing, then wait, they will. It might be too soon in the process. You should be in and around month 5 of delinquincy

OK I called and they said they will fax me the letter withing 48Hours

good 4 u!! :D (see...stick to your guns!!)

I called Chase they offered 35 % settlement, I would like to get 30% did you need to speak with a supervisor or a manager