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Debit Card Dispute

Date: Thu, 06/11/2009 - 17:21

Submitted by anonymous
on Thu, 06/11/2009 - 17:21

Posts: 202330 Credits: [Donate]

Total Replies: 6


A few weeks ago, I made some deposits with Bodog for a total of around $4,000. Later, I made a withdrawal of $4,500. The issue started when the withdrawal transaction was cancelled without my authorization or knowledge, and my account was cleared out. I called Bodog and tried explaining to them it was a fradulent charge and they would have none of it. They were being extremely rude and hostile, while insisting that I was the one who lost the money. I tried reasoning with them but to no avail.

So what I did next was call the bank, and reported a dispute for $4,000. I'm really worried because I did sign some papers with Bodog initially, and I did make the original transactions. I also made these deposits with a debit card (not sure if there's less protection there or however it's different from a credit card). The bank promised they would investigate, and have already issued me a provisional credit.

I'm hoping someone out there can provide some advice - should I get legal help? Do you think the bank is going to rule in my favor, bearing in mind that I have signed papers and also made the deposits with my debit card?

Any help here would be appreciated.


Hmmm, let me get this straight. You deposited $4000. You withdrew $4500 (I am assuming that was not the total amount of your account). They canceled the withdrawal and basically stole the money and said "Na na na na na! Finders keepers, losers weepers"?

And where does the "fraudulent charge" fit into all this?


lrhall41

Submitted by Chrys Henderson on Fri, 06/12/2009 - 03:11

( Posts: 2538 | Credits: )


$4,500 was the total amount of my account. Not sure who stole the money - all I care about is whether I get it back in the end. The fraudulent charges were made on the initial $4,000 deposit. I don't care about getting my "winnings", just want my principal back.


lrhall41

Submitted by on Fri, 06/12/2009 - 05:35

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To the original poster, you will be best suited to take this up with the "cas ino meister" (his last name is Bailey). Bodog is a pretty good company online and most reports of situations like this are due to consumer error or an attempted cheat towards the game. If this is not the case, the Cas ino meister will investigate and has an extremely high rate of getting online cas inos to pay what they promised.

On another note, this is how your situation will play out more than likely. Online gambling in the U.S. is illegal (for right now) and using a Visa or Mastercard to charge your account is not allowed. More than likely they will reverse the charges without question. You will, however, be sued by bodog without question for the full amount, lawyers fees, and court cost. You may need to lawyer up as any legit lawyer will get this case dropped but if you go at this on your own you have the chance of losing the case and getting a judgment against you.


lrhall41

Submitted by on Fri, 06/12/2009 - 12:13

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OK, thank you so much for your advice. I'll definitely contact Cas inomeister, as well as potentially contacting a lawyer for the future too. From my understanding though, I doubt Bodog can sue, as they are an illegal entity in the US. As I read from somewhere, it's just like a drug dealer suing you for not paying him. My guess is they might send the CAs after me, but we'll see about that in the future I suppose.

I've been wanting to settle this with Bodog, but they are being extremely rude and incosiderate.


lrhall41

Submitted by on Fri, 06/12/2009 - 14:57

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