Debt RX USA-Anyone heard of them?

No i haven't heard anything about them.

this is what i found in bbb.org

Debt RX USA
5501 Lbj Fwy Ste 100
Dallas, TX 75240-2323
BBB Accreditation - NO


their site has this address - 3102 Maple Ave Ste 450
Dallas, TX. 75201

I worked with Debt RX USA last year and got my one credit card settled.

I am currently using debt rx usa and have no complaints yet, I have paid off three of my five accounts within this last year. My brother recommended them after they helped him pay off his cards.

how long have you been with debt rx usa and did you have a large amount of debt? have you heard of Reggie that works there? He is who I have been talking to

That is actually who my brother and I enrolled with so yes I know him pretty well. My brother got out last July and was in it for over 2 years. I just enrolled in August, but I am trying to get out by the end of the year because I need to refinance next year. I had 5 cards initially with about 65 thousand. I only have 2 cards left though and I am getting good settlement offers but he told me to wait until they would come down a little lower. The collection calls were extremely annoying when I first started though, that was the toughest part but now they don't ever call.

Derk, did you have to settle with lump sums?

so Derek...You have no complaints with Debt Rx USA? Was it very expensive? Is Reggie the one who stayed with you the whole time? If you get some kind of bonus for referrals let me know by private message, cause I am thinking this is the company I am going to go with. It is a toss up between this one and Ram Financial Solutions.

So far so good for me and Reggie is who I normally talk to. I settled two of my accounts in a lump sum and one chase card let me make 3 payments to payoff the settlement.

I just enrolled with this company and my first payment to them was last week. The collection calls are annoying. We set up for a longer plan because we had around 40k in credit card balances and with two little kids, it is hard to make ends meet. I am hoping that we can save a little at a time each month to build our savings up to start paying off the debts. The only question I have is how long until you received your first settlement offer?

I used them and found them to be anything but helpful. Lies, mis-information, and a general lack of accountability was all I experienced from them. Basically, the ripped me off for over 2700.00

I got my first settlement offer in my 3rd month. YES, the collection calls were maddening in the beginning but I got through it. After about a month they quit calling. I know they work and he has been honest about everything so far with me. When did you start? I know they have a referral program so maybe you can say I referred you or something and get some money off to help you.

I enrolled with Debt RX USA in January because my wife could not go back to work as expected after hip surgery. It is going great!!!!! I have paid off 2 Bank of America credit cards which I originally owed almost 20k for only 2500 dollars. They put their fee on hold until I paid off the settlement, but those collector calls were a pain. I think it takes some discipline and faith but its worth it to see my balances reduce.

Reggie is a scam artist. He got fired from Credit Solutions of America for lying to customers. Run away fast.

I hear everything at Credit Solutions of America is a scam, they have 2 class action lawsuits and don't help anyone. I am in the program with Debt Rx USA so I know they aren't a scam. They are working for me now and have gotten some of my debts lowered.

I just looked them up on the BBB and they had one complaint which isn't bad. Does anyone know if they do anything besides debt settlement and how much they charge? I need a reputable company to help me with a loan modification and settle some credit cards.

I think they only do debt settlement on credit cards but you should call them to make sure. Have you tried calling your mortgage company for a loan modification?

I called them and spoke with someone and they don't do loan modifications there at Debt RX USA. I called my I did enroll my credit cards with one of the representatives and he was honest on how settlement works as I have researched it extensively.

Beware of a company that operates out of several different names. Check out Worry Free Debt Relief....Seems to be the same web site. Steer clear of these rip off artists, and deal with your debts . The credit card companies will work with you, and you won't have to pay commisions to these theives

Actually, I researched debt settlement companies for several months and Worry Free Debt Relief was one of the companies I spoke with. I also found that Debt RX USA had a very similar website but if you compare more closely the Worry Free site has been copyrighted and also posts several accreditations that I confirmed with those listed. I informed Worry Free of the other site and they were very thankful and are looking into it. I have been in their program for 8 months now and everything Worry Free Debt Relief told me up to this point has been 100% accurate. I have even settled 2 of the cards I put into their program so far. I am VERY happy and have referred several friends. Anyone that needs help with a debt situation should definitely research several companies but I would recommend that Worry Free Debt Relief be one of them.

Do not use Worry Free Debt Relief...EVER. Get out now. I know the guy personally and he is a scam. Do not trust a word that is said. Worry free site came AFTER Debt RX USA. If you ever met him, you would RUN!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

I want to let you guys know that I actually finished the program with Debt RX USA within 6 months. I had over 16,000 in credit card debt that was settled for $3572, so I am a believer. It is a weight off my shoulders. I have spoken to a Lauren, a Sandy, a Jordan, and I just had my mom enroll with them and she did talk to Reggie. I now am looking for the best way to rebuild my credit, any suggestions would be appreciated. The debt is gone I just need to know the best way to rebuild my credit without getting into debt again.

i know if you find the forum section on credit repair it should be able to help you. also i know of some articles written by other members that can lead you in the right direction. good luck!

I am enrolled with Debt Rx Usa now and just got a settlement from bank of America for 15%, I still have Chase and will post again after they are done probably in December.

this company will rip you off. they do not return calls or emails. They took over 1000.00 from me with no results. They have 13 cpmplaints on the BBB website

Debt RX sucks. They have been nothing but trouble from day one. They never explained anything. Here I am 7 months into a contract and they have done NOTHING. I am done with them for good. I could have worked out deals with my creditors and been 7 months ahead of the game, instead of just being screwed over. Like one person said, RUN fast.

Debtrxusa is the WORST! I have had nothing but problems with them and I fired them today because they authorized a payment to be taken out of my account when I had no money, now my account is overdrawn and they didn't want to do anything about it. Sabrina Bermudez and Brandon Armstrong...STAY AWAY! Is there a way I can sue them?

they are a RIP OFF! NONE of my creditors ever had contact with them . You can settle your debts yourself. call the "collections" dept of each creditor, ask who holds the debt . I have settled everything myself for no more than 50% & everyone has been wonderful. I plan to report Debt RX to the State Atty's office, etc. PLEASE ,NO ONE with them.

yes I hired debt rx to consolidate my credit cards since then i have been too court twice and am having alot of trouble getting my money back that they took from me.

Quote:

My husband and i thought we would try them out and they suck. We cancelled with them at the beginning of the month did everything they wanted us to do and they still did an automatic wiithdrawal from our account. when we called them back to find out why they said it shouldn't of happened since they show we cancelled it. Still waiting for a refund eight weeks later.

Debt RX made things worse for me than it was before. I originally posted on here a few months back that we enlisted the help of this company. I have two small children and about 40k in debt. They have done NOTHING but take my money every month. We now have a wage garnishment because CHASE no longer works with debt settlement companies. CHASE sent a letter to Debt RX and also emailed it to me (upon my reuqest) and this all happened in NOVEMBER!!! When I asked Debt RX Lauren about it she said they are liars and have been working with the attorneys office that is suing me. I called the attorney office back and they gave me the names and dates that DEBT RX called and also told me what was said (attorneys office records the converstaion). Well the last bit of talking Debt RX did with CHASE was back in NOVEMBER! And yet December, Jan and Feb and March they told me they are working with them all the while taking my monthly payment out. We have never recevied any settlement. I am now out of DEBT RX and on the verge of bankruptcy. The garnishments is coming out of husbands weekly check and the laws in our state is they can garnish 25% of his weekly pay. CHASE also garnsihed my entire checking account and savings account as a one time garnishment. I told DEBT RX I wanted a refund at least from December until present and they just hung up on me. Everytime I call I have to leave a message, no one ansers the phone. I send emails after emails. I have already requested any reports from the Attorney Generals office and I received 4 complaints from my state all within a 45 day period. One state has already issued a class action lawsuit against this company for their outragous fees and broken promises.

Quote:

we tried them for 9 months..they took there fees every month but did nothing for us..as a matter of fact we were worse off with all the late fees...no one ever answered our questions or even made a settlement in almost a year...brandon jd they allo suck and lie..they take there fees but thats it stay so clwar of this company now its bankruptcy!!!

Quote:

MIKE MILES is a FRAUD, and a LIAR. He is the Head of this "Raquett". STAY AWAY. Minnesota's AG has filed a class action suit on behalf of all those scammed by these THIEVS. I'm out almost 3,000 dollars, and am worse of because I fell for this SCAM.

I Have Mike's cell #.......He and Clint Alexander are LIARS and Thieves....file bankrupcy before hiring these FRAUDS