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What is the best way to handle this?

Date: Sat, 06/13/2009 - 10:16

Submitted by Shazzers
on Sat, 06/13/2009 - 10:16

Posts: 17344 Credits: [Donate]

Total Replies: 4


I'm posting this for a friend. He is in debt with two credit cards, one is Chase the other is BOA. His intentions are to file BK in the fall. He already consulted an Attorney for his free initial visit.

He is now two months behind on both (almost three). He attempted to make hardship arrangements and only received the run around. He receives phone calls on his cell and home phone 7 days a week up to about 10 - 15 per day. My question is this: should he answer the calls or continue to ignore them? He is not sure about the proper thing to do????? Suggestion or advice?


is the BK filing firm?have they given the attorney any payments?if so i would consult the attorney.if not,and they won't give a hardship.i say ignore the calls until he has the attorney in place.then give them the attorney's number.the creditors i mean.


lrhall41

Submitted by paulmergel on Sat, 06/13/2009 - 14:57

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i would ignore the calls until he gives first payment to the attorney.if he is going to pay in a lump sum i would consult the attorney.if he is going on a payment system the attorney should allow him to give his number to give to the creditors.


lrhall41

Submitted by paulmergel on Sat, 06/13/2009 - 15:50

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