BMG, Columbia House, National Credit Solution, Debt Collection
Date: Mon, 06/15/2009 - 17:45
If you see that NCS has reported something to your credit report this means that the account has been overdue for an extended amount of time and the original creditor has transferred your uncollected debt to National Credit Solutions for collection. Someone had to provide two types of identification and legitimate credit card or payment information for these original transactions... so whether it was you ordering from a company (BMG) a long time ago and you just can't remember OR it was someone with your information ordering the merchandise EITHER WAY the order is under your name because of the information that was provided. If you submit a WRITTEN request for validation NCS will supply that to you no problem at all ( they have 30 days to get it to you)
Quote:Someone had to provide two types of identification and leg
Quote:
Someone had to provide two types of identification and legitimate credit card or payment information for these original transactions. |
What a load of bunk!! Total BS!! These offers used to fall out of magazines with a "bill me later" opinion...you just mailed in the postcard....NO ID and NO credit card info. Anyone could fill this out!! When I was young every kid I know had multiple accounts with BMG and Columbia House and never paid a dime! wHY?? They used fake names or ordered them as minors.
Nowadays you can order over the internet....no ID required. Still see third party offers with no credit card info.
Who is teaching you this garbage??
