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question on filing

Date: Tue, 06/16/2009 - 13:48

Submitted by anonymous
on Tue, 06/16/2009 - 13:48

Posts: 202330 Credits: [Donate]

Total Replies: 6


I heard that if you deny a debt that is in court proceedings then you cannot file bankruptcy,is that true?

second, if I did deny it and they get a judgment in the end, THEN can I include that in bankruptcy?

thanks,


Quote:

if you deny a debt that is in court proceedings then you cannot file bankruptcy

I have never heard of such a thing and I don't think it is true.

You can include judgments under bankruptcy. If the bankruptcy gets discharged, the creditor can no longer garnish your wage or your bank account to recover the judgment money.


lrhall41

Submitted by Carol79 on Wed, 06/17/2009 - 01:45

( Posts: 99 | Credits: )


I am denying the debt in court because it really is not mine. It is not on any of my credit reports, I have a similar account but different number in good standing.

I do have other bad debt and need to file though.

So I am being sued and I denied the debt in court. I go to trial September 18th. I want to file bankruptcy to stop the proceeding but was told I can't because I denied this debt in court and I can't include it in bankruptcy because of that.

I have no judgment on this one yet. So will I have to wait for a judgment to be entered before I can file?


lrhall41

Submitted by anonymous on Wed, 06/17/2009 - 06:47

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I disputed it by the court rules and they really have no info. Because the courts are corrupt in my state I will probably lose. All they have is a fake printout of a credit card statement, not an actual one,my name address and a few other things.


If I deny it in court and put it through bankruptcy, that would pretty much be saying it's mine right? Would that be considered perjury?


lrhall41

Submitted by anonymous on Wed, 06/17/2009 - 07:10

( Posts: 202330 | Credits: )