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Bob Lindsey investigated by Texas AG

Date: Wed, 06/17/2009 - 08:27

Submitted by anonymous
on Wed, 06/17/2009 - 08:27

Posts: 202330 Credits: [Donate]

Total Replies: 18


Bob Lindsey and "The Credit Card Solution" are being investigated by the Texas AG office because of mounting consumer complaints including false and deceptive advertising, unlicensed practice of law as well as many other examples of fraud.

Bob Lindsey has blatantly lied on his scam sites advertising that he had helped 6000 customers LIE and eliminated $150,000,000 in debt an even bigger lie!

What can you expect Bob Lindsey is a pathological BS artist!
Get your money back and get away from Lindsey as fast as you can!


If you have been trying to get your money back from Bob Lindsey and TheCreditCardSolution.com aka GetRidofDebtNow.net aka ThePlasticTrap.com and many other scam sites I suggest you contact the Texas Attorney Generals Office very soon and file a formal complaint!

If you investigate Bob Lindsey it reveals that he has charged you $6000 upfront for up to 6 cc accounts and an additional $750 for each cc account over 6 so if a customer had 8 cc accounts in TCCS he would pay $7500 up front for what services???

Bob Lindsey is not an attorney...paralegal.......CPA.......CFP and has NO credentialed support staff! Bob Lindsey is a scam marketer who has been taking customers money including mine and then not servicing the account the way it was agreed to, by REAL lawyers and paralegals!

I have contacted the FTC and the Texas Attorney General and I firmly suggest that any other Lindsey customer victims do the same.


lrhall41

Submitted by on Wed, 06/17/2009 - 18:25

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If you are involved with "TheCreditCardSolution" and Bob Lindsey call and get a refund while you can.........Bob Lindsey is a crook who is nothing more than a marketer of other companies products and services!!

The scumbags that sell his BS illusion know that they are selling a FRAUD and sell it anyway..........Stay Away from The Credit Card Solution!


lrhall41

Submitted by on Tue, 06/23/2009 - 17:27

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I just called the Texas Attorney General's office and the representative in the Consumer Protection division said she did not see any investigation involving Bob Lindsey and the Credit Card Solution.

Who is telling the truth here?


lrhall41

Submitted by on Tue, 07/07/2009 - 07:31

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Hey drousakis.....who did you speak to at the TX attorney generals office? Was it a man or a woman, and did you happen to get a name??


lrhall41

Submitted by on Fri, 07/10/2009 - 09:42

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Texas Attorney General Greg Abbott today charged a Houston-based credit repair firm with violating the Texas Deceptive Trade Practices Act. The state???s enforcement action names Jubilee Financial Solutions LP, also known as The Credit Card Solution (TCCS) - a self-proclaimed ???debt invalidation??? business - its parent company, Jubilee Financial Management LLC, and the companies??? owner, Robert Mitchell Lindsey.


lrhall41

Submitted by on Fri, 07/10/2009 - 13:13

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HOUSTON - Texas Attorney General Greg Abbott today charged a Houston-based credit repair firm with violating the Texas Deceptive Trade Practices Act. The state's enforcement action names Jubilee Financial Solutions LP, also known as The Credit Card Solution (TCCS) - a self-proclaimed "debt invalidation" business - its parent company, Jubilee Financial Management LLC, and the companies' owner, Robert Mitchell Lindsey.

Court documents filed by the attorney general requested an asset freeze, which was granted by a Harris County district judge. The state sought the asset freeze because investigators believe the defendants are improperly withholding $500,000 in customers' payments that should have been applied to debt relief services.


lrhall41

Submitted by on Sat, 07/11/2009 - 17:40

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Texas Attorney General Abbott Charges Houston ???Debt Invalidation??? Firm with Unlawful Conduct

HOUSTON - Texas Attorney General Greg Abbott today charged a Houston-based credit repair firm with violating the Texas Deceptive Trade Practices Act. The state???s enforcement action names Jubilee Financial Solutions LP, also known as The Credit Card Solution (TCCS) - a self-proclaimed ???debt invalidation??? business - its parent company, Jubilee Financial Management LLC, and the companies??? owner, Robert Mitchell Lindsey.

Court documents filed by the attorney general requested an asset freeze, which was granted by a Harris County district judge. The state sought the asset freeze because investigators believe the defendants are improperly withholding $500,000 in customers??? payments that should have been applied to debt relief services.

Through various Web sites - including thecreditcardsolution dot com - the defendants claimed they could eliminate credit card and other debts by helping customers fight credit reporting agencies, dispute debts and sue debt collectors. The defendants also promised access to legal services, which they claimed could yield monetary damages from lawsuits against debt collectors.

Marketing materials obtained by state investigators shows the defendants claimed their ???debt invalidation??? program can eliminate customers??? debt in as little as 12 to 18 months by relying upon federal consumer protection laws. In videos on the defendants??? Web site, Lindsey claims that TCCS has ???gotten rid of $150 million of credit card debt.???

According to the state???s enforcement action, the defendants are unlawfully operating an unregistered credit services organization (CSO). Under the Texas Credit Services Organization Act, CSOs must register with the Secretary of State and obtain a surety bond or surety account. The defendants have done neither.

TCCS also offers an Affiliate Information Package online, which gives interested individuals the opportunity to market and sell the defendants??? services. However, court documents filed by the state indicate the defendants??? affiliate program is subject to the Texas Business Opportunity Act, which requires vendors to register with the Secretary of State and obtain surety bonds or surety accounts. The state???s enforcement action charges TCCS with failing to comply with those requirements.

The state???s enforcement action also charges the defendants with multiple Texas Deceptive Trade Practices Act (DTPA) violations, including not providing services as advertised and withholding information about goods or services when entering into a transaction.

The state seeks penalties of up to $20,000 per violation of the DTPA, restitution for Texans harmed by the defendants??? business practices, and attorneys??? fees. Texans who believe they have been deceived by similar fraudulent business practices may call the Office of the Attorney General???s toll-free complaint line at (800) 252-8011 or file a complaint online at texasattorneygeneral dot gov.


lrhall41

Submitted by on Sun, 07/12/2009 - 17:40

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The Texas Attorney General after an investigation uncovered that Bob Lindsey aka Robert M Lindsey was the same scammer that in "1994 signed an Agreed Final Judgement and Permanent Injunction with the Attorney generals Office for his role in the business opportunity scheme"

Bob Lindsey and "The Credit Card Solution" aka "thecreditcardsolution" aka ""Jubilee Financial Management L.L.C. had their assets FROZEN because he is a known con artist who has a history of ripping people off!


lrhall41

Submitted by on Mon, 07/13/2009 - 16:44

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Yes there is! Southwood v The Credit Card Solution, 7:09cv81 in U.S. District Court for the Eastern District of North Carolina. Also it's against CCDN, Bob and Colleen Lock, and Phil Manger, whose scam Lindsey was selling. It's in the early stages still, and the class hasn't been certified, but I'll be trying a few ways to scoot things along in the near future. I really don't know how much money we can get hold of in the end, not near enough to make everything right I'm afraid, but we will not quit.

The same defense lawyers are representing both Lindsey and the CCDN defendants. I'm not sure how they're going to answer when the court asks about the conflict created when one client stole $469,035 from the other clients, not to mention whether getting paid from criminally derived money is going to land them in trouble for money laundering.


lrhall41

Submitted by on Fri, 08/21/2009 - 00:19

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I worked for Bob Lindsey and TCCS right before the AG's office shut them down. Everything I was taught about the program was an outright lie. I found this out by working day to day there.



I was in customer service and I was also part of the legal help. There were no attorneys making decisions on the hundreds of active cases coming from the CCDN into the office, or on any legal situation happening. When I was with them, we (me and Tracy Webster) were told to give "forms" to everyone who was in a lawsuit. My background is a legal secretary, I was told that Tracy's background is a paralegal. When I had a question on someone's suit, which was all the time because every situation was different, I asked Bob Lindsey for his advice and/or Tracy Webster. I thought they were communicating with actual attorneys and they were not. Bob and Tracy were so sloppy with handling people's lawsuits that they were telling people to go in to hearings and argue quite significant issues. Of course people were getting smacked down in courts, they did not have the legal expertise to defend themselves. The outcomes were and are disastrous.



I was told in a company meeting that I had to tell the client's LIFE IS NOT FAIR. That is when I realized he was a great big fraud and he did not care the slightest bit about his client's welfare.



Discovery was a whole other issue. All of that was handled with more sloppy strategies, certainly nothing that an actual attorney would advise. This is what Bob told me to do when someone got sued.



1. Provide them a form Answer with language that was similar to the stuff he sells in his videos, that the Bank never actually lent real money, etc., NOTHING that will stand up in a court of law. I even have access to an email from Tracy Webster stating this.



2. Then after the Answer was filed, give the client form Requests for Interrogatories, Requests for Admission and Requests for Production. Meanwhile the client is getting hit very hard by the other side's counsel with their discovery to our client. I was told that if the other side missed the 30 day (not all state's have the same response date for Requests for Admission, in Texas it is 30 days) response time, that our client could file for a dismissal.



This is true, this is how it can work BUT BOB'S WHOLE STRATEGY ON A CLIENT WINNING A CASE IN STATE COURT WAS BASED ON A TECHNICALITY!!! If the other side pressed on and did answer the Requests for Admission within the time period, then Bob told me to tell the client's that they needed to settle. OF COURSE IF HE AND THE PROGRAM HAD NOT TOLD THE CLIENT TO STOP PAYING THE ORIGINAL CREDITOR, THE CLIENT WOULD NOT HAVE GOTTEN SUED.



This BS about the six month period that original creditor's sell off or whatever the term is that Bob uses, does not exist. This is why everyone is getting sued.



About a week before the AG's office shit him down, on board comes Rodney Briscoe. He was not there before that and was introduced in a weekly meeting. There were so many blatant lies that I caught Bob and TCCS in, that it was just plain comical after awhile and I could not in honesty advise any of the clients to do anything, I just started referring them to Mr. Lindsey to talk to.



They are crooks, I have emails that back up everything I say, which have already been provided to the AG's office. What's even more disgusting was that his financial partners knew what he was doing, or found out about it, and did nothing about it.







~Trinity699


lrhall41

Submitted by on Mon, 12/21/2009 - 11:18

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Quote:

Originally Posted by Anonymous
does anyone have new info on this scammer he got 5000.00 from me

It's new but it isn't new--Bob Lindsey is still at it, hard as ever, under his new names Freedom From Debt Alliance and Justice Debt Relief. FFDA's September bank statement was an exhibit to the Texas AG's motion for injunction last month, and you can see it at the Harris County Clerk of Court site along with all the other filings in that case.
There are at least two large suits pending against Bob Lindsey, one of which might finally put an end to him and recover any money he has left. TXAG needs to indict and arrest him and see how well he can keep scamming people from inside jail.
Trinity, wow, thanks. It's heartening to see people doing the right thing. I need all the help I can get. You can search Chris L in NC.


lrhall41

Submitted by on Tue, 12/22/2009 - 12:05

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I signed on to Lindsey's BS in January of 2009. I paid his "company" $6,500 thu June 2009.
I was notified thru an email from Milly Nieves 8/24/09 of the lawsuit which was coming down from the Texas Attorney Generals office. I sent back to her the information re. my signing up with Lindsey's SCAM. I have emailed the AOG a number of times and received no response to date (since 8/2009). Question: Is the aog of Texas going forward with this law suit? Why have I received no response or answer to my requests for updates to this matter? I received a phone call from Carl Rodriguez. Jr. on 12/1/2009 (who stated he was with the Texas aog) as a response to an email I had sent to Milly Nieves. He had no answer for me other than to email Scot Clinton w/the aog in Texas - which I did a number of times - with no response. I recently got in the mail dated 7/12/2010 a Notice of Hearings on Motion to Dismiss Bankruptcy for none other than Robert Mitchell Lindsey, Debtor. Anybody know what is going on currently?


lrhall41

Submitted by on Sat, 08/07/2010 - 15:45

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