do I have any choice or sonsumer right?
Date: Mon, 06/22/2009 - 17:58
I disputed in writing by CMRR five times since January.
no response.
I disputed with Experian two times in writing. They send me a letter that they verified the debt as mine, providing no detailed information and keep posting the debt.
I filed a complaint with FTC. nothing changes.
What can I do to help my situation?
I am out of ideas and sick of paying expensive letters to these people.
Please advise.
Thank you!:)
Did you dispute the debt with the collection agency or did you a
Did you dispute the debt with the collection agency or did you ask for debt validation? You need to send a debt validation letter by CMRR to your creditors. Dispute letters are send only to the credit bureaus to dispute a listing in your report and not to CAs. You can call FTC at their toll free number 1-877-382-4357 and file a complaint.
i disputed with EX and asked for debt validation from the CA. I
i disputed with EX and asked for debt validation from the CA. I already filed with FTC and am not sure why the previous poster advises to do the same thing again:(
any other right I can exercise?
Since the CA did not validate the debt and at the same time did
Since the CA did not validate the debt and at the same time did not remove it from your credit report, they are in violation of the Fair Credit Reporting Act and so you can send them an intent to sue letter.
where do I get the format for intent to sue letter? thanks ! app
where do I get the format for intent to sue letter? thanks ! appreciated!
You can find sample intent to sue letter to the creditors, if yo
You can find sample intent to sue letter to the creditors, if you visit the link "http://www.creditmagic.org/sample-letter/sue-collection-agency.html".