lost my job
Date: Tue, 06/23/2009 - 12:26
I'm assuming these are online lenders since PDL's are prohibited
I'm assuming these are online lenders since PDL's are prohibited in New York.
What lenders are you dealing with? How much did you borrow from each?
Well its ezpayday cash, kingston financial, united cash and 500
Well its ezpayday cash, kingston financial, united cash and 500 fast cash
I know the feeling--in the same boat. Have two payday loans out
I know the feeling--in the same boat. Have two payday loans out and both are trying to collect. It's the same old, same old when I speak to them--"we need a payment. Can you borrow from someone? Can you get a temp or part time job?" Duh--I'm trying to do that, but until I get a position, I can't do anything about it.
I guess what I'm saying is that I understand how you feel. But hang in there--we'll all get through this.
We need to know the amount of each loan, how much was paid back
We need to know the amount of each loan, how much was paid back so far including interest and rollovers!
I understand that but I can't get arrested can I? I've been dodg
I understand that but I can't get arrested can I? I've been dodging their calls afraid to answer
Kingston got one finance fee of 89 and united cash one of 60 the
Kingston got one finance fee of 89 and united cash one of 60 the loans were for 289 and 260 respectively then ezpayday was 455 the loan was for 350 and 500 fast cash was 260 loan was 200 but I lost my job before I can make a dent in them
After 60 to 90 days from your default the loan goes to a collect
After 60 to 90 days from your default the loan goes to a collection agency.
Quote:I understand that but I can't get arrested can I No, debt
Quote:
I understand that but I can't get arrested can I |
No, debt is a civil matter not criminal. If they said that to you and you have documentation of it, I would sue them for FDCPA violations (they cannot lie to you).
Also, when you had a job your financial situation was already so bad that you had to take such a terrible source of funds like PDLs, I would gather that you are insolvent. You may wish to consider looking into filing for bankruptcy.
So what would happen if I don't get a job to pay them I mean I'm
So what would happen if I don't get a job to pay them I mean I'm sorry I'm just very nervous right now
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once again.how much was borrowed by each,and how much debited by each so far.you may owe less than you thought.if you owe anything at all.
i might add that since you live in NY, payday loans are prohibit
i might add that since you live in NY, payday loans are prohibited there. these loans are not legal, so they cannot take legal action against you. all that you morally owe is the principal amount borrowed. so if you list how much each company was paid we can help you figure this out :)
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i see it now.here is what i see you owe.
kingston 200.00
united 200.00
500fastcash 200.00
ezpayday..was anyhthing taken?if not then you owe 350.00.
you see on an illegal loan you only owe the principle.nothing more.
Ezpayday didn't get anything it bounced back and the other 3 wer
Ezpayday didn't get anything it bounced back and the other 3 were for 200 with 89 finance fee taken out on kingston and 60 for the other 2 respectively. So they can't take legal actio? That actually relieves me alot