PDL Help - Summons Pending ???

It means that they are thinking about suing you. Who did you borrow from? Unless it is a storefront, the odds are that this "pending summons" will go no further than a thought/scare tactic.

The original company is Payday-Loan-Yes. The are website only as far as I can tell. I live in PA and cannot tell where they are located. There phone is 800-605-7419 and their website is payday-loan-yes .com. That is the only information you get when you press the Contact Us button.

Payday Loan Yes has in house collections for up to 180 days. After that they are packaged up and sold to a collection agency for about .10?? on the dollar.

However, since they are the original creditor they can technically sue you, obtain a judgment, and garnish your wages or levy your bank accounts, based on your states laws.

Why would you ever take a loan with them in the first place?

Payday Loan Yes is blowing smoke up your %^&, they aren't legal ANYwhere.

PDL Yes is full of it. I agree with Shazzers

It sounds like they have already violated some laws,try to tape there conversations by putting your cellphone on speaker and holding a handheld tape recorder call 215-745-9800 or file a claim online,this is a top notch law firm in philadelphia that specializes in FDCPA violations,they have done alot for me when i felt i had no where to turn when i did not know my rights,if they cannot help you i think they can send you to someone else that can good luck,you are going to be okay,we all make mistakes,it is how we learn from them that is the most important thing...

I took out a payday loan with vip.. 400.00. I did make payments every two weeks to paydown. i ran into some finicanial problems and my account became over drawn and the bank closed my account... I told them i wanted to make payment arrangment. this was in april. I live in houston, tx. okay someone from a&s associates call ed my monday and said they were going to serve me paper to go to court on my job. they told me the name of my human resources person and now the loan is 960... and someone from the sheriff office will come to my job and serve me paper to go to court.. I need to know if they can do that....

nola504 i had a loan with VIP and I am not sure if they are legal anywhere but it might depend on your state's laws (i am not familiar with TX) A sheriff does serve lawsuit papers at peoples' jobs but this is only if it is a legal loan. But even than all they do is drop something off, they will not take you to jail or anything so no worries there.