Payday loan help
Date: Sun, 06/28/2009 - 13:38
I currently have 8 payday loans outstanding that I am trying to pay on. I have read many, many articles here and am in the same situation as pretty much everyone else. The loans I have are all internet loans and they are as follows:
Zip19: $1400 (now in default $840)
CMG Group LLC: $300(paid $90 every two weeks for about 2 years)
CashSupply: $650 original (owe $812.50)
CashNetUSA: $500 (owe $615.52)
DiscountAdvances: $1000 (paid $362, owe $1000 in default)
Paydayone: $750 (owe $940.27)
SpeedyCash: $500 (owe $627.05)
UnitedCashLoans: $450 (owe $530)
For most of these I am quite sure that I have way overpaid. I have recently signed up with Langhorne Debt Solutions and am waiting for the process to start. I have to close my current checking account, but before I can do so, I have to pay off my personal loan and line of credit that I have with the bank. I will be doing that next week. I have loans coming due on 7/10 and am wondering if I get my account closed by the 3rd or 4th, will that be in time. Also, I have seen in a few posts that simply closing your checking account doesn't always stop the ACH's from hitting your account. How do I ensure that they no longer have any access to conduct ACH's on that account? Thank you all for your help and posts, the information here is absolutely invaluable.
Zip19: $1400 (now in default $840)
CMG Group LLC: $300(paid $90 every two weeks for about 2 years)
CashSupply: $650 original (owe $812.50)
CashNetUSA: $500 (owe $615.52)
DiscountAdvances: $1000 (paid $362, owe $1000 in default)
Paydayone: $750 (owe $940.27)
SpeedyCash: $500 (owe $627.05)
UnitedCashLoans: $450 (owe $530)
For most of these I am quite sure that I have way overpaid. I have recently signed up with Langhorne Debt Solutions and am waiting for the process to start. I have to close my current checking account, but before I can do so, I have to pay off my personal loan and line of credit that I have with the bank. I will be doing that next week. I have loans coming due on 7/10 and am wondering if I get my account closed by the 3rd or 4th, will that be in time. Also, I have seen in a few posts that simply closing your checking account doesn't always stop the ACH's from hitting your account. How do I ensure that they no longer have any access to conduct ACH's on that account? Thank you all for your help and posts, the information here is absolutely invaluable.
My first question is, if yiu overpaid on these why would you sig
My first question is, if yiu overpaid on these why would you sign up with a settlement company and pay them still more. They owe you
