PLease help - settlement deadline
Date: Mon, 06/29/2009 - 11:40
Hello,
I have been offered a settlement with an original creditor, the letter states that they will report the card as Charged off/Settled in full. I was under the impression that the card wasn't charged off yet. Is this the best credit mark, or should I try to get settled for less than full amount? Please Help, i have to pay them by tomorrow!
I have been offered a settlement with an original creditor, the letter states that they will report the card as Charged off/Settled in full. I was under the impression that the card wasn't charged off yet. Is this the best credit mark, or should I try to get settled for less than full amount? Please Help, i have to pay them by tomorrow!
If they are offering to settle the account, I would ask them for
If they are offering to settle the account, I would ask them for a pay for deletion letter. Send them one of your own. Your credit score will not change unless you get the account deleted. If you are willing to pay for the account I will try this way.
the bank is US Bank. I was offered a 30%settlement, I have it i
the bank is US Bank. I was offered a 30%settlement, I have it in writing. The rep said they will apply my payment to my existing balance, charge off the remainder and report it as paid in full. I talked with the guy for awhile, he answered all my questions and seemed totally legit.
