pdl in ohio

I had a pdl with hotpayday two years ago. It was for $600. I was paid monthly and set up my replayment for monthly, I work from home. Anyway they were takin the money like they ere suppiseed to, sometimes just the fee, which hurt, sometimes I paid moe and the fee.

I ended up getting 3 different loans with them that were all paid off. My fourth loan I paid 450 on towards the loan balance and fees. Then they suddenly decided to change loan agreement and took money out two weeks later instead of monthly, it caused six pending items to over draft at $35 a piece not includin there amount they took out. I had enough cash to cver all pending, seeing as tho thy were not supposed to withdaw for two more weeks.

I called them and they not only didn't refund, but I was stuck paying hundreds more just in overdraft fees and one check that bounced plus the fee,

I paid that off and closed my account.

Now today I fnd myself in a situation I tried desperately not t be in again, I applied for a payday loan and it turns out the loan place was the same place from two years ago under a diffeent name. They called demanding the money from two years ago, I told thm to go to hell and hung up.

I applied at a couple places to see who would approve etc, and dont recall if I gave them my current banking info. Please tell me they can't take money from my new account without authoization?? I feel sick right now.