hard pulls & permissible purpose...
Date: Thu, 07/02/2009 - 19:00
can a debt collector do a hard pull of my credit report for an account that my husband owns? the cc in question, i am not an authorized user...i understand permissible purpose i think:) but can they look at my credit for his bussiness charge card???? thank you..
The creditor cannot pull out your credit report unless your are
The creditor cannot pull out your credit report unless your are a co-signer to the credit card agreement. You can send them a letter asking them either to remove the hard inquiry from your report or show your authorization. You can find sample letters by visiting the link debt settlement letters.
