Need input
Date: Sat, 07/04/2009 - 16:39
Submitted by davidsmeridian00
on
Sat, 07/04/2009 - 16:39
Total Replies: 1
I have one account that Was delinquent/derogatory should i remove it from my credit? If i do remove it what type of impact will it have on my score. Here is the item thats showing delinquent in my credit
Account Name: REPUBLIC FINANCE
Account Number: 654054XXXX
Acct Type: Installment
Acct Status:
Monthly Payment: $208.00
Date Open: 12/1/2000
Balance: $0.00
Terms:
High Balance: $5,004.00
Limit:
Past Due:
Payment Status: Pays account as agreed
Comments:
24-Month Payment History ? Legend
Date: Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul
01 01 01 01 01 02 02 02 02 02 02 02 02 02 02 02 02 03 03 03 03 03 03 03
OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK 30 30 OK OK OK OK
Account Name: REPUBLIC FINANCE
Account Number: 654054XXXX
Acct Type: Installment
Acct Status:
Monthly Payment: $208.00
Date Open: 12/1/2000
Balance: $0.00
Terms:
High Balance: $5,004.00
Limit:
Past Due:
Payment Status: Pays account as agreed
Comments:
24-Month Payment History ? Legend
Date: Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul
01 01 01 01 01 02 02 02 02 02 02 02 02 02 02 02 02 03 03 03 03 03 03 03
OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK 30 30 OK OK OK OK
try to do a goodwill letter. maybe they agree to do an adjustmen
try to do a goodwill letter. maybe they agree to do an adjustment to show that you were never late in paying. your account is currently in good standing so it contributes to a positive credit score. if you have it deleted, then it might negatively affect your credit score.
good luck! :D
