CAPITAL ONE IS TAKING ME TO COURT

If that indeed is a court summons, you must answer! Don't be afraid to answer and go to court. If you do NOT appear, then a default judgement could be rendered by the court, and you will be liable for that debt.

Have you sent an dv letters out to validate this debt? Is this summons indeed legal? Does it have a court name, address, case number, etc?

what is the DV letter, the complaint has the court name, adress of processor and attorney representing CAP1, no case #. they are seeking immediate judgement no arbritration.

I have prepared the answer affirming my name and address only since the complaint doesn't express a complete break down or what account they are collecting on.

Make sure you appear. Don't blow it off. Tell your side of the story. You may be able to work something out in court, which would be in your favor.

Who is suing you? The collection agency? Which one?

the summons says Capital one is sueing no mention of a collection agency in the complaint. What puzzles me is why they do not state the account #.

Call the court and see if this case has actually been filed. Your defense would be the account number. How can they sue you with out an account number? There's no way!

I agree - get on top of it now! Take the morning off and call the court and get all the info.

bumping ....original poster...this is your original thread. Please do not continue posting the same thread.

Does your summons say anywhere "This communication is from a debt collector". If so then it is a junk debt collector that owns your account now and they have no right saying it is Capital One becuase it is not