HELP!!!!!!!

The 3 that you just took out, where they storefront loans? Because usually in the paperwork that you sign for the storefronts it states in the contract that you will not be filling for BK. You may want to read your paperwork first before adding them on to your BK.

I really don't know what happens when you do file before you make your first payment though. You will want to ask your lawyer about that.

No, we do not think ill of you. You did what you needed to do when you were in a bind. Now that you are going the BK route, just remember what got you there in the first place. You know what the payday loans did to your life and finances, and tell yourself you will never do it again. Take it from me, I had 20 out at one time and I just paid off my last loan. I will NEVER do it again!!! You can always make some type of arrangement instead of going to a payday loan.

Good luck and I wish you well!!

If they are storefront loans, be sure to stop payments on any checks you wrote and if they were internet,call your bank and ask them to stop and ACH drafts so that they cant get any money that you have on your account. Then just dont pay them. when they call you, tell them that you are filing bankruptcy and give them your attorneys information. Most of the payday loan contracts in my state(AL) state that i agree not to file bk in the next 30 days.......as puddlejmpr advised, please ask your attorney. i too am filing bk as soon as i can come up with the attorney fee and i advise that you research your states bk laws,write down any and all questions you may have before your appointment. and for goodness sake, please....if you are faced with the decision to pay your rent or your car payment against paying interest on payday loans, tell the pdl people to bite you and go take care of business....When i first decided to file bk i felt a little guilty i admit because i want to pay my debts, but when i looked back at all the interest and fees i paid on my accounts, especially on those evil pdl, i realize i have paid these people back all the money i borrowed and then some, so they can bite me too. andwith those new ones you have not made any payments on yet, dont feel bad about them ,they have made their money back gouging other desperate people out of there money.
And to reiterate what puddlejmpr said, no one thinks ill of you here, we have all been there before and there will be many, unfortunaltley who will be there after us, so dont lose heart and dont feel bad or ashamed....more people file bk than you think, and everyone needs help sometimes. good luck and remember we learn by doin.