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A New Twist for the Collection Agency!

Date: Mon, 07/13/2009 - 11:24

Submitted by Frogpatch
on Mon, 07/13/2009 - 11:24

Posts: 5381 Credits: [Donate]

Total Replies: 12


Today I get a voice mail from a woman reading a script that would really intimidate most people! She was calling from the firm of Blank Blank and Blank! (they are a new company and mentioning the name would blow my cover) She said there were three pending charges adainst my drivers license and SS number and I needed to call a make a statement before papers would be filed! I google the name and find an ad for a new company in Western New York hiring collectors with Payday experience preferred! I call the number to see what it was all about! The intro says they are a "legal outsourcing firm."
I get this guy on the phone who starts the intimidation speech and when I ask who the plaintiff is he says Quickest Payday Cash or something like that wjo is not a legal lender in Florida! He says that I am being charged with defrauding a financial institution and two other things that I can't remember! I tell him he needs to contact my attorney and give him the number! He continues to harass me! I tell him he is in violation of the law by continuing to collect after he knows I am reprsented! He says the law does not apply because they are not a collection agency! I with all my eloquence learned in New Jersey I say Bullsh-t and hang up. Five minutes later he calls back and says he called my attorney and he does not represent me! BS again! I hang up! He calls back again and again and again! He even is stupid enough to leave a message on my voicemail saying that if this goes to court my drivers license will be suspended!
I email the lawyer and get him on the phone right after! This guy has now called me ten times!
My attorney says even if they were exempt from the FDCPA, which they are not, he uses Florida law where all collectors are covered and he can force a civil trial in 60 days! He left a voicemail for the clown who said I was not represented! I am on my attorneys Facebook! How could he even try that tactic!
When this thing reaches a conclusion I will divulge the collectors name! Just to warn the initials are L M and K! Call yourself a new name and think you are above the law! It will be interesting to see how long these clowns last! PM me and if I know you I will give you their name! This collector newbie called the wrong person!


You know the sad part of this is that they happened to get you Frog, who is well versed in your rights. Can you imagine how that spiel went over with the typical consumer who does not know their rights? Wonder how many people they have already defrauded with this BS.

I would definately take them to court and hit them as hard as you can and for as much as you can. It is good you have a lawyer....generally when a lawyer sues it is for alot more then if a consumer does it pro se (all those lawyer fees hehe). Hit them and HIT THEM HARD! Make them even just a little nervous about calling people, afraid they might get someone like you again. :twisted:


lrhall41

Submitted by goldenbast on Mon, 07/13/2009 - 12:12

( Posts: 2884 | Credits: )


I just recently came back...I have some medical issues that crop up now and again, so my doing disappearing acts will be typical.

Someone here should go work for them....can you imagine? Getting hired, getting that little script..then turning right around and forwarding that script to their local AG. Wow..I wonder if you can sue a company for making their employees break the law. :)


lrhall41

Submitted by goldenbast on Mon, 07/13/2009 - 12:35

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The owner just called my attorney back! Says he is investigating what took place and wanted to hear the recording! I had to hold my cell phone by the other phone and let the recording go on my attorneys voice mail and then he is going to try to play it for the other guy! Misled phone carriers do not work together! I am sure the owner did not know about the script either! Right!


lrhall41

Submitted by Frogpatch on Mon, 07/13/2009 - 14:05

( Posts: 5381 | Credits: )


LOL he is prolly sweating you taking him to court. Don't let him try to pacify you! Take him to court still. Subpoena the collector that called you and the script used. It would be vary hard for the owner to claim not knowing about the script if it is the one the company gave out.

He is just sweating atm. Good for you!


lrhall41

Submitted by goldenbast on Mon, 07/13/2009 - 14:09

( Posts: 2884 | Credits: )


One of the difficulties that face attorneys in these cases is that very often the CA is in another state and will not show up for a case! Even though a default judgement is for the plaintiff there is no guarantee that it can be collected! Due to this fact many attorneys are reluctant to pay the filing fee with the court and want their clients to put up the cash! When the amount in question is only a couple of hundred dollars it is not worth it! If the collector has a presence and license in the state where the suit is filed that is a different situation! The collector will very often settle to avoid a much larger judgement and legal fees!


lrhall41

Submitted by Frogpatch on Sat, 07/18/2009 - 17:40

( Posts: 5381 | Credits: )